ESG: Nachhaltigkeit sichert Zukunft

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ESG bei zeb

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zeb.Insights & Cases

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E für Umwelt

Wir bei zeb wollen unseren CO2-Ausstoß bis 2025 um 30 % reduzieren – das ist unser erster Meilenstein auf dem Weg zu „Net Zero“. Im Jahr 2022 produzierte zeb über 2.500 Tonnen CO2, allein die Hälfte davon durch Flüge, Bahnfahrten und Hotelübernachtungen im Rahmen von Kundenprojekten, ein weiteres Drittel durch Geschäftsreisen mit dem Auto.

Um unser Etappen-Ziel zu erreichen und unseren Beitrag zu „Net Zero“ bis 2050 zu leisten, reisen wir zunehmend mit der Bahn statt mit dem Flugzeug zu Kundenterminen, treffen uns zu zeb-eigenen Meetings im Office oder an Standorten, die möglichst klimafreundlich erreichbar sind, fahren mit dem öffentlichen Nahverkehr und übernachten am liebsten in Hotels, die einen geringeren C02 Fußabdruck haben. Wir versuchen, weniger Wasser, Strom und Papier zu verbrauchen, so viele Waren und Dienstleistungen wie möglich regional zu beschaffen, IT und Büros mit erneuerbaren Energien zu versorgen.

Wir wissen, dass zeb nur dann nachhaltig wirtschaften kann, wenn alle Mitarbeitenden von diesem Ziel überzeugt sind. Vorschriften sind wichtig, aber wir können unser Geschäft nur verändern, wenn alle Kolleginnen und Kollegen aus Überzeugung an einem Strang ziehen. Deshalb gibt es zum Beispiel für alle Mitarbeitenden ein umfangreiches E-Learning-Programm und andere Mitmach-Aktionen zum Thema Nachhaltigkeit.

zeb.Insights

a stack of magazines with text and images

Publication

CFO Study 2024

Current assessment and fields of application for AI in Finance divisions.

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Publication

Working Paper Data Act

Prospects and opportunities for insurers under the new data protection law.

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Publication

Private Banking Study Germany 2024

The development of the private banking market in Germany and the associated challenges and opportunities.

zeb.Uni interview Mirko Ross (in German)

Is there good and bad AI? - Opportunities and risks for the financial world. Anna Schweifel, Senior Manager at zeb interviews Mirko Ross, CEO and Founder of asvin.

Preventing the wave of cancellations in the first place with machine learning

Guest article from Franziska Händel, Anna Schweifel und Gregor Morin (in German).

Interview

Our goal: sustainable and inclusive solutions for the financial world

Matthias Kröner, board member at Elevandi and co-founder of Tradelite Solutions, in an interview

Publication

Biodiversity - the underestimated challenge

Green paper biodiversity - the underestimated challenge (in German).

Publication

Sustainability information by zeb

Our strategy has a clear focus on ESG (environmental, social and governance) aspects.

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Publication

zeb.market.flash. Issue #50: Interest rate turnaround 2.0 – banks need to adapt

This issue gives a compact overview of the most important developments in the global banking market in Q3 2024.

Interview

Private banking redefined

Markus Bräckle, Senior Manager at zeb and an expert in this field, provides insights into the opportunities offered by this model and the changing expectations of clients in private banking.

a book on a table_asset management study 2024

Publication

European Asset Management Study 2024

The asset management industry is currently under considerable pressure.

Whitepaper Psychologische Sicherheit Schweiz Edition

Publication

Psychological safety in organizations - Edition for Switzerland

Psychological safety is finding its way onto the agenda of decision-makers, also in the financial services industry. It promotes a positive corporate culture and thus the company’s success.

Podcast

What financial service providers must now consider with regard to the Accessibility Act.

A conversation with Jonas Schneider, Anna Großalber und Paula Zeman, about how the upcoming Barrier-Free Strengthening Act (BFSG) will change the online presence of the financial world.

Podcast

How AI is transforming companies and administrations and revolutionising knowledge management (in German)

A conversation with Florian Polak, CEO of Tucan.ai, about automation, increasing efficiency and ensuring regulatory requirements through AI.

Kreditbereich auch 2024 im Fokus von Sonderprüfungen

Die Kreditausfallrisiken sind oftmals die größten Risiken eines Instituts und werden daher oftmals von der BaFin umfassend geprüft.

The resurgence of problem loan management – challenges for banks

Renaissance der Problemkreditbearbeitung – Herausforderungen für Banken

Aktuell kommt es zunehmend zu Kreditausfällen. Dies hat auch spürbare Auswirkungen auf die Ausgestaltung von Kreditprozessen.

BAIT: IT-Risiken im Fokus der Aufsicht

Übersicht über Prüfungsschwerpunkte und Feststellungen im Bereich IT.

Risikotragfähigkeit 2024? Die Schonfrist ist vorbei!

Die Neufassung des Risikotragfähigkeitsleitfadens 2018 hat die aufsichtlichen Beurteilungsmaßstäbe und -kriterien auf eine vollständig neue Basis gestellt.

Bankenaufsicht erweitert Vorgehen bei Sonderprüfungen

Überblick über aktuelle Prüfungspraxis und Schwerpunkte bei bankaufsichtlichen Prüfungen.

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Publication

zeb.market.flash. Issue #49: On track for success but complex subjects ahead

This issue gives a compact overview of the most important developments in the global banking market in Q2 2024.

BankingHub

How financially literate is Gen Z? An interview with Tomorrow

What similarities and differences are there between Generation Z and other generations in their handling of, attitude towards and knowledge of their own finances? This question prompted us to talk to Maria Mondry, Head of Banking at Tomorrow, about the topic of financial literacy.

BankingHub

Chatbot Clara Wäller in der Westerwald Bank – ein Erfolgsbeispiel

Wie lassen sich Prozesse im Kundenservicecenter mittels Chatbots automatisieren und beschleunigen? Einblicke in das Potenzial im Bankensektor.

BankingHub

Process management - utilise existing potential now!

Große Potenziale hinsichtlich Effizienz, Qualität u. Kundenerwartung mittels intelligenter Automatisierung der Prozesse realisieren.

BankingHub

Intelligente Automatisierung in der Immobilienfinanzierung: Einsatz von RPA und KI

Große Potenziale hinsichtlich Effizienz, Qualität u. Kundenerwartung mittels intelligenter Automatisierung der Prozesse realisieren.

BankingHub

What Generation Z professionals really expect from their employer!

What characterizes Generation Z, whose demands are disrupting the labor market? And how can companies ensure that they remain attractive to young talent as the world of work evolves?

Publication

The impact of geopolitical risks on Swiss Banking

The current geopolitical situation is becoming increasingly uncertain. Geopolitical threats and actions are influencing financial markets, particularly affecting Swiss banks.

Publication

European DLT and Digital Assets Study 2024

The study shows that many institutions have continued to drive their DLT/DA agendas - and that the window for hesitant financial institutions is closing.

BankingHub

The resurgence of problem loan management – challenges for banks

Challenges for banks The upward trend in corporate insolvencies during 2023 indicates that companies are increasingly affected by crises, albeit

Publication

ESG in regional banks

In a world characterized by rapid change, regional banks are facing a multitude of challenges. One of these, which is increasing in importance, is the topic of sustainability or ESG.

Publication

ESG implementation study: Europe’s banks under the microscope

Between ecological ambition and economic reality

Publication

Digital euro

Although uncertainties remain, banks can start preparing.

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Publication

Social sustainability in real estate investments

Chances, opportunities and solutions for the holistic consideration of ESG in property investments.

Press

zeb advises on acquisition

zeb advises ABN AMRO Bank N.V. on acquisition of Hauck Aufhäuser Lampe with focus on asset servicing.

Publication

Psychological safety in organizations

Psychological safety is finding its way onto the agenda of decision-makers, also in the financial services industry. It promotes a positive corporate culture and thus the company’s success.

Event

Round Table in Frankfurt a.M.

Reiner Holznagel, President of the Bund der Steuerzahler (German Taxpayers Association): “Rethinking finances – every minister must become an austerity minister!”

Insight

Sustainability training to overcome concerns

zeb teaches insurance brokers basic knowledge and ESG dialogue techniques.

Insight

More women into bank management

An interview with Sandra Douqué, Partner at zeb, on how the bank is working with zeb to create an environment that paves career paths for everyone.

Insight

Employee survey at a German regional bank as a basis for its sustainability strategy

As a basis for the sustainability strategy, zeb uses a survey to show how employees feel about ESG.

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Insight

Corporate bankers become transformation partners – with an ESG certification

Together with zeb and Steinbeis University, corporate client advisors become transformation facilitators.

Valiant: Nachhaltigkeitsklassifizierung Anlageprodukte (CH)

Insight

“Breaking down sustainability at product level”

Development of a system for ESG classification of the securities sold for a Swiss bank and its customers.

Insight

ESG potential in corporate banking sales at an Austrian savings bank

ESG potential in the corporate customer sales of an Austrian savings bank - An Interview with André Hasken.

Insight

Sustainability transformation in client relationships for a Swiss asset manager

An interview with Daniel Schmid Perez, Senior Consultant at zeb, about the sustainability transformation in client relationships for a Swiss asset manager.

Insight

The EU’s Insurance Distribution Directive IDD opens up new opportunities in sales

How zeb is helping a major German insurance company to engage in dialogue with its customers about sustainability. An interview with Gregor Morin, Senior Manager at zeb.

Insight

How “green” are our loans to corporate customers? German regional banks can now use our Taxonomy Tool to keep track of this.

How "green" are our loans to corporate customers? Regional banks can now keep an eye on this with a taxonomy tool from zeb.

Insight

The top 3 KPIs and 120 target pictures for implementation

An interview with Dr. Sara Könemann on the topic of key figures & target images for implementation

Insight

From as-is to target ESG: analyzing the status quo, defining ambitions, drafting the road map

An interview with Dr. Bernd Liesenkötter on the topic of actual-to-target ESG at banks.

Insight

ESG integration into the risk framework (ICAAP)

An interview with Magdalena Auer on the ESG integration into the risk framework for regional banks.

Bundesverband deutscher Leasinggesellschaften: Leitlinien für Carbon Accounting

Insight

zeb supports leasing companies in determining the carbon footprint of their leasing business

zeb develops carbon accounting guidelines for the member companies of a European-based leasing association.

Insight

A regional bank generates added value in its day-to-day business by fulfilling its “ESG obligations”

A simple method for assessing sustainability risks for corporate customers.

Carbon Accounting (Schweizer Regionalbank)

Insight

End-to-end carbon accounting and transition planning for a Swiss regional bank

zeb calculated the CO2 emissions financed by the bank and defined a reduction pathway with the goal of net zero by 2050.

Nachhaltigkeitsstrategie Grafschafter Volksbank (Podcast)

Insight

“zeb very quickly brought a lot of knowledge to our institution”

Gregor Neuhäuser, CEO of Grafschafter Volksbank, in an interview about sustainability: “zeb very quickly brought a lot of knowledge to our institution”

Insight

We respect human rights and the environment in the supply chain

Our Policy Statement documents the implementation of the German Supply Chain Due Diligence Act (SCDDA), including a complaints system.

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Insight

Sustainable action requires a willingness to change

An interview with Dr. Elke Nottenkämper, CSO and Head of Internal Communications & Sustainability at zeb, on the role of communication in zeb’s sustainable transformation

Insight

We translate our claim to responsible corporate governance into concrete structures

An interview on sustainable corporate governance at zeb with Stefan Kaufmann, Partner and member of the ESG Steering Board

Insight

zeb’s doctorate model helps employees unleash their full academic potential

zeb’s doctorate model helps employees unleash their full academic potential.

Insight

Strong women at zeb – from job interviews to client meetings to project work

An interview with Birgit Mentzen, Head of HR, and Yola Oberschmidt, HR expert at zeb, on the topic of "Female Empowerment".

Insight

Corporate volunteering: We promote education

Many zeb employees are involved during their working hours as part of our cooperation with LernFair for more educational equality.

Insight

Proud to be out at work – for more diversity in consulting

By signing the Employer Diversity Charter, zeb has committed itself to taking all dimensions of diversity into account.

Publication

European private client business 2024-2026

Economic potential from European private client business and implications for bank management.

Insight

Leadership culture at zeb: we have no more single decision-makers

An interview with Birgit Mentzen, Head of HR at zeb, on leadership, mentoring and evaluation in the consulting business.

Insight

We want to turn all zeb colleagues into ESG experts

Yola Oberschmidt, HR expert at zeb, on our internal ESG training series for all employees.

Insight

We make our CO2 emissions transparent so that we can reduce them

An interview on zeb's internal CO2 dashboard with Jannik Neuböck, Senior Consultant at zeb.

Insight

Remote consulting – more ecological, more productive and more cost-effective

Dr. Klaus Strenge, Partner at zeb and member of the ESG Steering Board, on the advantages of hybrid project work.

Newsletter

Registration zeb.market.flash

registration zeb.market.flash

Event

Round Table in Düsseldorf

Round Table with Prof. Lars Feld.

Publication

The bank branch of the future

By physically showcasing the bank’s value proposition, the branch of the future becomes a place for interaction, collaboration and community.

We are a member of the UN Global Compact of the United Nations

As a member, we are committed to the UN's 17 Sustainable Development Goals and thus to sustainable business practices.

Podcast: The ESG tool for SMEs from Volksbank Kurpfalz

Development of an in-house tool for advising SMEs in the area of sustainability.

Corporate Banking Study 10.0

How banks can fully exploit their potential for success through sustainability, digitalisation and personnel development.

Green funding: the path to green bond issuance capability

What are the key steps that banks need to take to achieve this strategic goal?

Lieferkettensorgfaltspflichtengesetz – Auswirkungen für Banken und Sparkassen

Supply Chain Due Diligence Act - implications for banks

The German Supply Chain Duty of Care Act applies both to our own supply chains and to risk management for corporate customers.

Podcast: Green Finance Matters. Sustainability in the finance business.

How banks can drive the green transformation and avoid greenwashing.

Podcast: How does cross-generational leadership succeed?

From Boomer to Gen Z - no fewer than four generations are currently coming together in the workplace.

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Retail ESG Study Germany

What banks and savings banks can do to help buildings consume less energy.

Sustainability regulation in the financial center Switzerland

Our white paper shows how banks can prepare for possible future sustainability regulations.

Our Code of Conduct serves as the foundation for sustainable action at zeb

The zeb. Code of Conduct describes our self-image and serves as a normative guideline for our daily activities within the company and for our clients.

Publication

zeb.market.flash. Issue #48: A splendid start into a potentially challenging year

Commercial real estate in turmoil and vulnerability of Western European banks.

Interview

Financing e-cars: how banks can benefit

Three questions to Ulrich Hoyer and Dr. Maciej Meder.

Webinar

Asset Management Compass

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Press

zeb expands its portfolio in transaction advisory services

zeb expands its service portfolio with the newly founded subsidiary zeb.transaction advisory gmbh.

Press

zeb expands its executive team

zeb expands its executive team by appointing nine new Partners
Turnover significantly above previous year’s level

a magazine with a person in a green kayak on a river

Publication

Bank management in turbulent times

Savings banks—Empower people and organization

Publication

zeb.market.flash. Issue #47: Caution is advised despite positive outlook

2024 – transitional year to a new equilibrium.

Interview

The electric motor will totally change the way leasing companies do business

The UK and Irish leasing sectors are facing huge challenges, according to leasing industry expert Klaus Strenge. A Partner at zeb, he says the financial services consultancy can help.

Publication

Working Paper ELTIF 2.0

The not-so-new “ELTIF” distribution label is getting a new boost from the March 2023 amendment of the corresponding regulation.

Publication

European Insurance Study 2023

Which insurers are growing while staying profitable – and why claims management is now becoming even more important.

zeb MarketFlash 46; Zinserhöhung; Rate hike cycle

Publication

zeb.market.flash. Issue #46: Rate hike cycle coming to an end

The central banks’ balancing act of tackling inflation without stalling the economy is going into the next round.

Publication

Corporate Banking Study 10.0

This corporate banking study reveals how to take full advantage of these opportunities – and in which three fields of action you need to set the course for growth.

Interview

ESG – a curse or a blessing for banks?

Western European banks are still lagging behind other industries in general and US-American banks in particular.

Publication

Sustainability regulation in the financial center Switzerland

How banks in Switzerland can prepare for possible future regulations

dunkle Straße und Bankskyline im Hintergrund

Publication

Bank crashes in 2023

Misfortune or systemic imbalance? Lessons and consequences of recent bank failures for banking supervision in the euro area.

Podcast

How do companies create a culture where colorful is commonplace?

Our proutz initiative to promote diversity introduces itself. (German)

Podcast

The 7th MaRisk amendment

What has changed compared to the consultation version and where can we support you? (German)

Publication

zeb.market.flash. Issue #45: Regulatory gaps between the U.S. and the euro area.

The banking turmoil in March 2023 caused some U.S. banks to fail, while euro area banks remained stable. Our detailed comparison reveals existing regulatory gaps between midsized U.S. banks and euro area banks.

Podcast

A balancing act of regulation: Artificial intelligence in banks and insurance companies.

How opportunities can be exploited and risks controlled. (German)

Podcast

The fascination of family offices and what they have to do with impact investing.

A conversation with Peter Brock, co-founder of the German federal initiative Impact Investing e. V. and adviser to several family offices. (German)

Interview

Cash or Card?

Three questions to Nikola Jelicic on the burning topics around digital payments.

Podcast

Data and society: why feminist artificial intelligence matters to financial services

Listen to Alexandra Wudel, Co-Founder & Managing Director of FemAI, Center for Feminist Artificial Intelligence.

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Event

Round Table in Berlin

Round Table with Gerhard Schick on the 19th of September 2023.

Event

Round Table with His Eminence Bishop Franz-Josef Overbeck in Düsseldorf

Round Table with S.E. Bischof Overbeck at the Industrie-Club Düsseldorf on the 10th of may 2023.

Event

Round Table with Dr. Florian Toncar

“The monster of inflation has not yet been defeated,” warned Dr. Florian Toncar, Member of the German Bundestag and Parliamentary State Secretary at the Federal Ministry of Finance.

Podcast

Economic forecasts in times of highest uncertainty

Economic forecasts in times of highest uncertainty. Our assessment of the current situation. An interview with Heinz-Gerd Stickling, Head of Research, zeb consulting. (German)

Podcast

Help - Sustainability Reporting

WebID Solutions: How the online identity pioneer became one of Germany's most successful FinTechs - A conversation with Frank S. Jorga, founder and Co-CEO (German)

Podcast

WebID Solutions

WebID Solutions: How the online identity pioneer became one of Germany's most successful FinTechs - A conversation with Frank S. Jorga, founder and Co-CEO (German)

Publication

zeb.market.flash. Issue #44: Banking turmoil raises old familiar questions

The collapse of Silicon Valley Bank and Credit Suisse in March 2023 caused significant turmoil in global banking and beyond.

Podcast

Innovations that will revolutionize the financial services industry

A podcast with Matthias Lais, Founder and Managing Director of Neosfer. (German)

Publication

Private Banking Study Austria 2022

Our analysis of the private banking market in Germany identified challenges and opportunities in times of crisis.

Interview

zeb.ESG Suite: a step ahead through intelligent solutions

Three questions to Werner Konezny and Sven Krämer on the topic of EU taxonomy and the software solution zeb.ESG Suite.

Publication

Process management study 2023

How can banks and savings banks develop sustainable process management that gets more out of it?

Publication

Private Banking Study Germany 2022

Our analysis of the private banking market in Germany identified challenges and opportunities in times of crisis.

Identity

proutz - proud to be out at work. Our LGBTQI+ initiative

LGBTQI+ Proutz -> proud to be out @ zeb

Podcast

What does a bank need to do to become sustainable?

A conversation about change capability, behavior and culture (German)

Podcast

What does a bank need to do to become sustainable?

A conversation about change capability, behavior and culture (German)

Podcast

The risk-bearing capacity of banks

What new features ICAAP has to offer for smaller institutions. (German)

Podcast

Do consultants need an "I-brand" on social media?

The purpose of personal branding online (German)

Online Seminar

zeb.Business Event Future of Finance

Webinar: Future of Finance - Digital Assets

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Reference

Securing your company’s future in times of skills shortages

Securing livelihoods in times of shortage of skilled workers

Reference

The path into the new world of work for 9,000 people

The path to the new world of work for 9,000 people

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Reference

Realigning the organization of work towards future-oriented competencies

Interview

Many banks are not confident enough

Every day, zeb sees firsthand that banks can significantly boost their earnings by systematically optimizing their pricing.

Podcast

What do blockchain, crypto and accounting have in common?

Insights from Antoine Scalia, Founder and CEO of Cryptio

MarketFlash#43: Value drivers in banking

Publication

zeb.market.flash. Issue #43: Value drivers in banking

With challenging times ahead, banks start to brace themselves amidst bleak economic outlook. But the question remains: is there a universal framework of value drivers?

Publication

RPA Study

Challenges and success factors for realizing the full potential of Robotic Process Automation.

Podcast

When is a bank ready for change and transformation?

When is a bank ready for change and transformation? (German)

Podcast

A bank defies the war

Our project at the PrivatBank in Ukraine. (German)

Publication

CFO Study 2022

Empowering finance: The way to enable CFOs to play their full strategic role.

Podcast

Claims management at insurers

A conversation about stormy weather, inflation and inadequate protection. (German)

Publication

Insurance Study 2022

Which insurers are growing while staying profitable – and why claims management is now becoming even more important.

Publication

Retail ESG Study Austria

How banks can contribute to reducing the energy consumption of buildings – and benefit from it.

Publication

Retail Study Switzerland

How banks can contribute to reducing the energy consumption of buildings – and benefit from it.

Publication

Retail ESG Study Germany

How banks can contribute to reducing the energy consumption of buildings – and benefit from it.

Podcast

End of an era

Why the current crisis is special and will permanently change Germany's business model. (German)

Podcast

MaRisk amendment

A conversation with our regulatory expert Dr. Ulf Morgenstern

Publication

Lending business study 2022

Efficient and customer-oriented credit processes are drivers for banks and savings banks. The current, now 3rd edition of the credit study takes up this topic.

Publication

zeb.market.flash. Issue #42: Rebirth of the deposit business

How did the deposit business fare in the past, how will it develop and what is the current playing field across Europe? Is a “battle for deposits” looming?

Podcast

Banking-as-a-Service

How does the purchase of banking services from third parties work? An interview with Ulf Meyer, Spokesman of the Management Board, SWK-Bank. (German)

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Publication

Digital Pulse Check Insurance 2022

Status of digital transformation in the German insurance market – taking the pulse

Study

Agile Readiness Check 2022

Ready for more agility? Many people are, but some organizations are (still) putting the brakes on

Podcast

Digital assets and the future of the financial industry

Disruption or opportunity? - A conversation with Tim Bruenjes, Head of Sales, Fireblocks (German)

Podcast

Financing sustainable growth

The role of the European Fund Industry

Publication

Green Behavior: What matters for Employees in the Financial Service Sector

Factors Influencing Behavioral Intention and Actual Environmental Behavior of Employees in the Financial Service Sector

Podcast

Back to the future: 30 years of zeb consulting

A conversation with our founding fathers Prof. Dr. Henner Schierenbeck and Prof. Dr. Bernd Rolfes (german)

Podcast

lemon.markets: This is how brokerage infrastructure works today

A conversation with the founder, Max Linden, about FinTechs, API and the capital market (german)

Podcast

Consent made easy: our response to the BGH verdict

About account fees, customer acceptance and zeb.applied's consent solution (German)

Publication

Private Banking Study 2022 for Savings banks and Cooperative banks

Potential for savings banks and cooperative banks to do business with affluent people from their region.

Podcast

Regional banks and the market for wealthy customers

Regional banks and the market for wealthy customers. How can the potential be leveraged?
A conversation about private banking on site (German)

Podcast

How do regional banks remain profitable?

How do regional banks remain profitable? (German)

Press

European Sustainable Investment Funds Study 2022

Europe remains key driver behind sustainable finance

Study

European Sustainable Investment Funds Study 2022

Net assets in sustainable investment funds domiciled in Europe in 2021 are three times as high as in 2019 and up 71% from 2020.

Interview

Success factor Corporate Culture

Felix Nübel explains the importance of culture, how it can be measured and changed.

Publication

European Payments Study 2022

Who is (still) earning in the European payment market?

Press

Pacesetter for the future viability of the financial services industry

zeb continues its successful course in its 30th year in business.

Podcast

Inflation is here to stay

Inflation is here to stay. (German)

Podcast

A savings bank rebuilds itself

How SPK Tauberfranken has changed. (German)

Podcast

The digital euro

An interview with Jens Holeczek, Head of the Digital Payments, BVR. (German)

Event

Round Table in Frankfurt with Wolfgang Schäuble

Dr. Wolfgang Schäuble: “Safeguard what has been tried and true and venture something new!”

Distributed Ledger Technology; DLT; Web3

Impulse

zeb.Business Events Future of Finance

Welcome to zeb.Business Events. Discover a comprehensive collection of videos from our successful "Future of Finance" event series on our website, covering the latest developments and trends in Distributed Ledger Technology (DLT) and digital assets.

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Online Seminar

zeb.Business Event Future of Finance

Webinar: Future of Finance - Stablecoins and CBDCs

Online Seminar

zeb.Business Event

Webinar: Future of Finance - Metaverse

Interview

Experience report: differences in media-based sales

Customer service centers (CSC) and digital advisory centers are becoming increasingly important.

Publication

UN Global Compact

Our communication on progress report 2021-22

a man wearing headphones and smiling at a computer

Interview

Sales culture is to create a feel-good experience for the customer

Claus Peter Hendricks, Senior Manager at zeb, describes in an interview how sales units are changing to be successful in the future.

Podcast

Success factors for growth in the European insurance market

A conversation with Sven Rabe, CEO of VAV Versicherungs-AG (VAV) and Dieter Kipp, Partner zeb (German)

Podcast

A banking transaction is still something intimate

Martin Beyer, CEO of Atruvia, in an interview - A conversation about Atruvia's transformation and the future of banking

Publication

zeb.market.flash: Issue #40

Q1 2022: Post-war economic perspectives and impact on banks

Podcast

Why we also advise outside of consulting

Our commitment to JOBLINGE - a conversation with Raphael Karrasch from JOBLINGE and Nils Schmidt from compentus (German)

Podcast

Dream job as a consultant

A conversation with Maximilian Schulte and Mona Stöckl, analysts at zeb (German)

Interview

Workforce restructuring

In workforce restructuring, a lot comes down to attitude. An interview with Carolin Woltering, Senior Consultant, and Jörk Jarick, Senior Manager, on the topic of workforce reduction and restructuring as part of transformation processes.

Podcast

Lifelong learning with zeb's experience curve.

Prof. Dr. Michael Lister on the training program zeb.Infinite Learning. (German)

Newsletter

Asset Management & Capital Markets

Hier steht der Teaser-Text, der z.B. auf der Startseite unter der Bildkachel zu sehen ist.

Interview

High Performing Teams

The dream of every employer: high-performing teams. How they are created, what makes them tick and what should be avoided.

Podcast

ESG. Taxonomy. Sustainability.

An interview with Torsten Jäger, Head of Sustainability at the German Bankers' Association. (German)

Interview

A change of corporate culture is like a long journey

A change of culture is like a long journey – we are there to support you at the start.

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Interview

In hybrid working the office still plays an important cultural role

What about leadership, identification and corporate culture?

Podcast

Bitcoin, NFTs and the Metaverse

An analysis by Mirco Recksiek, founder of Bitcoin2Go (German)

Article

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Article

Content sync , test 2

Article

Content sync , test 1

Podcast

Prejudice in companies. What´s the problem?

Four steps to more impartiality (German)

Podcast

Fast, seamless and secure: the future of payments

A look behind the scenes with Fynn Monshausen, Head of Digital Sales at Gothaer (German)

Podcast

Fast, seamless and secure: the future of payments

Publication

Next in payments

Payments are spearheading innovation in the financial industry. So how will Europeans pay for things in future?

Podcast

Algorithm vs. human: Where does the future of asset management lie?

The founders of Aledius on their start-up and the topic of quant investing

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Press

zeb.transformation study 2022

Willingness to change and team orientation lead to success

Publication

Transformation Study 2022

Why the effort of establishing a culture of success pays off.

Publication

zeb.market.flash: issue #39

Q4 2021: The green investment challenge for banks.

Interview

Diversity. Our wake-up campaign

The calculation is as simple as it is depressing: If the number of female board members of the 100 largest German banks continues to grow at the current rate, gender balance (diversity) will not be achieved until 2098.

Podcast

Quantum Computing and the power of speed

Will Financial Services Institutions be able to keep up the pace?

Press

zeb European Insurance Study 2021

Insurers remain on track in first Covid year

Podcast

Digital. Sustainable. Platform

Digital. Sustainable. Platform.
The future of corporate banking. (German)

Podcast

Banking regulation

What the EU Consultation Paper Means for Banks: About EU Directives, CRR III, Basel IV and more (German)

Event

Great Women Networking Dinner: 2021

In the light of the climate conference in Glasgow, this year's Great Women network meeting took place in the context of a joint dinner.

Event

Great Women Networking Dinner: 2021

In the light of the climate conference in Glasgow, this year's Great Women network meeting took place in the context of a joint dinner.

Essay

‘Why Bertha Benz would be disappointed with the World Climate Summit’

Gaining insights by taking an unusual historical perspective by Prof. Annette Kehnel

Publication

Swiss private banking 2021

To retain their pole position, Swiss private banking must embrace change.

Publication

European Insurance Study 2021

Which insurers have been most successful in the past decade and why direct sales will become even more important in the future.

Article

Confronting the puzzle of bank market valuation

To determine the factors that have the greatest impact on the variation in valuation, zeb carried out an in-depth analysis of the top 100 global banks.

Publication

Savings banks: Merging and staying regional

From the wave of mergers, ever larger units and areas are emerging and with them new questions for the management.

Interview

What the financial world can learn from electromobility

Electric cars are considered prime examples of innovation. One person who ensures that the industry gets in gear is Dr. Tobias Placke.

Podcast

Back and forth. Empty your pockets

Back and forth. Empty your pockets? How Behavioral Finance can help avoid investment mistakes. (German)

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Publication

Mortgage – last bastion for banks?

How banks ensure returns from construction financing by improving their access to customers.

Interview

Mandatory Basel III monitoring from 2022 onward

"Actions speak louder than words." Christian Schiele, Partner, zeb

Publication

European Banking Study 2021, 3rd quarter

Tracking European banks’ path to net zero.

Publication

Corporate Banking Study 9.0

Green loans and digital solutions are driving growth after the crisis.

Interview

Made in Münster

How Robert Zeidler created a single platform that united scientists, start-ups and investors

Publication

zeb.market.flash: Issue #38

Q3 2021:European banks build momentum for the second half

Podcast

Investing must be easy

Lukas Enzersdorfer, CPO, on cryptoassets, investor protection and corporate culture. (German)

Dossier

Global credit events: trends and outlook 2023

Outlook 2023 – digital credit events

Podcast

A consultancy as incubator: The example of zeb.applied

A conversation with Eddie Dubiel, Managing Director of zeb.applied, the digital subsidiary of zeb.group and zeb as incubator (German).

Podcast

The bank as a solution provider with respect to housing

Why PSD Bank Nord invested in the DeinNeuesZuhause.de platform (German).

Podcast

Financial Planing in an agile world

Former ABN AMRO CFO Gijs Hilgers talking about how he implemented the agile model and what he learned from this.

Interview

Going forward together

In this interview, Wolfgang Essing talks about the challenges, opportunities and obstacles that companies in the financial services sector are currently confronting.

Podcast

How do mergers of cooperative banks succeed?

Experiences and success factors from around 50 merger projects. (German)

Podcast

The office as a place of encounter

About productivity in the home office, creativity in the office and teamwork at a distance. (German)

Interview

Bringing change to everyone

Interview with Wolfgang Essing, Senior Partner at zeb, who launched zeb.move.

Consulting Services

Agility and Transformation

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Podcast

Earn money? Or do good? Or both?

A podcast with Edda Schröder, founder of microfinance provider Invest in Visions. (German)

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Publication

Private customer wallets 2021

Measuring the individual portfolio in the business area of private customer wallets throughout Europe.

Podcast

How to fight financial crime

What can banks do to stop money flow from illegal activities?

Publication

Financial planning in an agile bank

The agile banking race is on and will not leave financial planning unchanged.

Publication

European Sustainable Investment Funds Study 2021

Sustainable funds more than doubled in the last three years signalling a greener Europe.

Interview

“As of now, there should be no more investment in fossil fuels.”

Prof. Kemfert, DIW Berlin, talks about the role of the financial sector in climate protection.

Publication

zeb.market.flash: Issue #37

Q2 2021: Promising first half for the banking sector

Press

Europe's banks under pressure to act on CO2

German banks are relatively well positioned thanks to smaller shares in greenhouse-intensive sectors.

Event

Great Women: 2021

Sustainability as an obligation and an opportunity: how the financial industry can help stop climate change

Publication

How to fight financial crime

Stop the money flow from illegal activities and disrupt the criminals involved with advanced analytics.

Podcast

Cash and digitalization: friend or foe?

Jürgen Muff, Managing Director of Cash Logistik Security AG, talks to Udo Jacobasch, Managing Director of findic, a subsidiary of zeb. (German)

Publication

Online mortgages

Online mortgages offer untapped potential for banks. Digital offerings required for construction and housing financing.

Podcast

Corporate culture and purpose-driven organizations

Noor van Boven, former Chief People officer at N26, on corporate culture and purpose-driven organizations.

Podcast

Do regional banks still have a future?

Dr. Jens Sträter, Partner, on branches, mergers and personal surprise moments. (German)

Podcast

Online Mortgages: The next revenue driver for banks?

Construction and housing financing: digital offerings required.

Publication

Study on the private health insurance market

Where do private health insurers ocurrently stand in their goal to become solution-oriented health service providers?

Podcast

Learning of the future

How does consultants' knowledge stay fresh? - The digitization of continuing education. (German)

Interview

Silence doesn´t mean consent.

Dr. Peter Klenk, partner at zeb, about BGH ruling against the fee practices of German financial institutions.

Interview

"Banking will no longer be competitive without AI"

The profitability of banking will develop in a very differentiated way globally, predicts Michael Bentlage.

Podcast

Process optimization: Good for banks and their employees

Sandra Douqué on linking automation, robotics and AI. (German)

Podcast

Penta: Platform instead of a bank

The Penta business model. zeb talks to Lukas Zörner, Chief Product Officer & Managing Director of Penta. (German)

Interview

Leasing accelerates electric mobility

How green does green have to be? Challenges for leasing through the megatrend sustainability.

Interview

Work after the coronavirus crisis: “The Wild West is over”

Christian von Schirach in an interview on the subject of new ways of working.

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Blog

Working hard is better than learning – sometimes

When team members learn, it can hinder team performance instead of enhancing it.

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Blog

Fishpond effect for team performance

Does working in a high-performance team inspire high performance?

Blog

More experience = less innovation?

If you want to create something new, you should use experience as an accelerator and not as a brake.

Blog

How team goals influence teams

The equation “goals + rewards = performance” doesn’t add up.

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Blog

Successfully countering mistakes in a team

Why do teams violate such clear and sensible rules?

Podcast

Detecting and avoiding misconduct in banks

Opportunity makes thieves. How can misconduct in financial institutions be avoided? (German)

Podcast

Data, digitalization and the glasses of Jürgen Klopp

Insurers in the digitalization push, data as currency, and how AI can help with fraud detection. (German)

Podcast

Investment strategies for Austria and beyond

The world, the needs and the investment strategies of rich people in Austria. (German)

Podcast

Corona and Recruiting

Burkhard Hanke, Head of Recruiting, about the changes that Corona has brought and why he answers every comment on evaluation portals himself. (German)

Podcast

Business case sustainability?

Why future customer behavior will be decisive in determining whether the topic of "sustainability" can become a business case for credit institutions. (German)

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Interview

Three letters change the way we live: ESG

Three questions for Dr. Markus Thiesmeyer, Managing Director, zeb

Podcast

Omnichannel Management

James Williams talks to his colleague Caroline Wolf, Senior Consultant at zeb, about how "omnichannel management" would work in a perfect world.

Interview

“Agility starts with the mindset.”

Anja Blacha, extreme and endurance athlete

Interview

“At the height of success, you have to think about innovation.”

Vera Schneevoigt, Chief Digital Officer of the Bosch Building Technologies division, in an interview on the topic of agility.

Publication

zeb.market.flash: Issue #36

Q1 2021: Inflation on the horizon – bank stocks are rallying

Podcast

European Insurance Study 2020

This episode covers the topic of "Insurance", specifically, we talk about the results of our new European Insurance Study 2020. (German)

Podcast

Teamwork and Leadership

"Teamwork and leadership at financial services providers in the corona crisis" is the topic of this podcast. (German)

Press

European Banking Study 2021 first edition

ESG offers a unique opportunity for banks.

Publication

European Banking Study 2021, 1st edition

ESG as a unique opportunity for post-crisis banking

Impulse

The zeb.Chatbot

Simple, fast and individual: our zeb.Chatbot

Podcast

Climate Change and ESG

James Williams and Chris Mallin discussing how UK and European banks are embracing climate change and ESG.

Publication

Sustainable banking

How sustainability can be implemented in the banking sector with ambitious players.

Publication

Digital Claims Study

How far has the digital transformation in claims management actually progressed?

Press

Digital Claims Study

Study on the status of digitalization in claims management.

Interview

“The real test for banks is yet to come”

Dr. Dirk Holländer, Expert Partner, on the initial results of our European Banking Study 2021.

Interview

Transformation has gone into turbo drive

Dr. Markus Thiesmeyer, Managing Director, in an interview on the topics of 2021.

Press

Dr. Markus Thiesmeyer takes the helm at zeb

Since the beginning of the year 2021, Dr. Markus Thiesmeyer has been the sole Managing Director at zeb.

Press

European Sustainable Investment Funds Study 2021

Sustainable funds more than doubled in the last three years signalling a greener Europe. Study by zeb, ALFI, Morningstar

Podcast

All agility. Or what?

About the necessary understanding of change and the opportunity to create added value for financial service providers. (German)

Interview

“We need to get started with AI.”

“We need to get started with AI.” Prof Dr. Ute Schmid in an interview

Podcast

How digital are Europe's banks really?

Digital Pulse Check 4.0: Our latest study on the status quo

Event

zeb.great women 2020

In 2020, the event was organized under the title "Agility extreme" - what has proven itself, what should be reconsidered?

Interview

Everything is digital... except trust

Dr. Jan Hendrik Sohl comments on the digital status quo in the insurance sector.

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Publication

Insurance: Products of the future

The insurance products of tomorrow need to be more customer-centric and operationally more efficient.

Publication

Process management study 2020

No luxury, but indispensable in the future!

Publication

Digital Pulse Check 4.0

Digital transformation of European banks? In full swing? Or stopped?

Press

zeb European Asset Management Study 2020

Pressure on European asset managers increases.

Press

zeb digital pulse check 4.0

Current study on the status of digitization in European banks.

Press

The Changing Shape of Digital Insurance

InsurTech study by Sparkassen Innovation Hub, id-fabrik and zeb on the transformation of the insurance world.

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Publication

European Insurance Study 2020

How the Coronakrise is driving digital insurance sales.

Publication

The changing shape of digital insurance

Interactive study on how the digital insurance world is transforming.

Press

zeb.Retail Banking Study 2020

Retail banking in times of COVID-19 – coping with market pressure, accelerating transformation.

Impulse

First BaFin audit certificate for a bank merger

A zeb team supported the merger of two cooperative banks.

Impulse

Ecosystems for insurance companies – a real opportunity or just another hype?

Customer-centricity with solutions for risk prevention, risk hedging and provisioning.

Publication

Cloud or out

More and more companies are taking the step from limited cloud pilots to a more comprehensive use.

Press

zeb European Insurance Study 2020

COVID-19 pushes digitalization of insurers’ sales channels.

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Publication

Cooperative banks: Merging and staying regional

How regionality and and proximity to the customercan be maintained.

Publication

European Asset Management Study 2020

New survey of asset managers with a strong European footprint.

Event

The future of mobile banking in Europe

Mobile banking will become the main field of action.

Interview

The democratization of investment

Wolfgang Becher, Senior Manager, on chances and risks of e-securities.

Publication

Cyber Security

Only with a multidimensional approach do banks have a chance of surviving in the digital threat situation.

Impulse

A spotlight on IT migration projects at insurers

Temporary setbacks are therefore by no means uncommon.

Podcast

Why do current accounts cost money?

Peter Klenk, Partner at zeb and pricing expert, about pricing excellence and everything that can be done wrong, but also right, in this topic.

Podcast

Data analytics and customer activation

Sebastian Brecht, Senior Manager, explains why Sleeping Beauty is more than just a fairy tale for banks and insurance companies in an interview with Julian Hentschel, Consultant.

Publication

European Banking Study 2020, 2nd edition

COVID-19 and expected capital shortfalls for European banks.

Press

Sustainable finance expert Dr. Axel Hesse now at zeb

One of the leading experts on sustainable finance and investments, has joined zeb.

Publication

Turning securities services profitable

How to unlock added value in post-trade operations.

Press

Banks are starting to focus again on making securities services more profitable

Profitability in post-trading operations can be increased by more than 25% through tar-geted measures.

Impulse

Active selling time

New thoughts on an old idea with great leverage

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Insight

Sustainability is more than a trend

We need a definition of sustainability.

Publication

European Banking Study 2020, 1st edition

How COVID-19 might affect Europe´s banks.

Publication

COVID-19 accelerates digital transformation

Differentiation and clear customer value propositions are decisive .

Publication

Retail sales: Savings bank

Seizing the opportunities in retail sales.

Press

COVID-19 accelerates digital transformation in the banking sector

Differentiation and clear customer value propositions are decisive for the future viability of business models.

Press

zeb.CFO Study 2020

Banks’ finance executives face ever-widening range of tasks, reducing complexity remains the biggest challenge .

Article

Transformation lever sustainability

More than just fair trade coffee.

Interview

Corporate responsibility is becoming ever more important

zeb is a member of the United Nations Global Compact (UNGC), the largest initiative to foster an inclusive and sustainable global economy.

Publication

Sustainability Study 2020

Rising demand is changing the banking business for good.

Publication

Data Analytics for Financial Services Providers

Data-analytics—or how to find the best uses for data-driven tools.

Impulse

More sustainability in asset management

Suppliers and investors are scrutinized with regard to their handling of sustainability issues.

Interview

Ulrich Hoyer on our sustainability study

„If you fail to embrace stustainability, you risk sustained failure.“

Auszeichnungen

Reputation: zeb is no. 1

First place in the consulting sector according to Focus Money—an acknowledgment of our professional brand work.

Publication

Robotic Process Automation Study

Study and new simulation tool: Check out the potentials of your processes.

Reference

Program “Bank Branch”

The integration of the dealer financing business of MBFS France was a crucial step for MB Bank towards becoming a pan-European credit institution.

Reference

Creating a recovery plan in compliance

Thanks to the efficient cooperation, the team successfully created the plan in a short time and thus laid the foundation for an enhanced total bank management.

Reference

Setup of controlling and risk management in a newly formed bank

With zeb.control, HCBE has implemented a state-of-the-art management model.

Press

Europe’s banks withstand the COVID-19 pandemic

Profits plummet, but capitalization remains stable. Pressure is on some.

Interview

About the true wishes of German bank customers

Jens-Uwe Holthaus, Senior Manager, zeb, on our new sustainability study.

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Insight

Automated construction financing for cooperative banks

More about requirements, implementation and savings potential in our video.

Press

European Banking Study 2020

COVID-19 Pandemic keeps a tight hold on Europe’s banks.

Press

European Banking Study 2020

COVID-19 Pandemic keeps a tight hold on Europe’s banks.

Insight

There will be a wave of bankruptcies

There will be a wave of bankruptcies”—what banks should do now.

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Publication

Mobile banking for retail banks

Success factors from our current benchmarking.

Publication

Efficient lending processes 2020

Regional banks are still under enormous pressure with their business models. A key lever is to make lending processes more efficient.

Publication

Data Analytics: Activate customers

The zeb customer activation method via data-supported motive identifcation.

Article

Corporate Banking Study 8.0

In the most recent version 8.0, the focus is on corporate banking in the wake of the Covid-19 crisis.

Publication

Insurance Companies: Digital customer interface

Targeted digitalization of customer contact points.

Publication

Pricing Excellence—choosing the right pricing strategy

How to successfully introduce an overall customer pricing system.

Article

core Cooperative Banks: Digital Transformation

How cooperative banks are mastering the digital transformation.

Publication

European Banking Study 2020: the climate edition

Climate change and its impact on banking.

Article

Bankers home alone

Exclusive survey: How ist the financial industry working during the pandemic?

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Impulse

Working from home and using personal devices

How to optimally prepare employees for using their own devices in their home office.

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Impulse

Setting up an internal social network

Cost-effective and pragmatic solution for internal networking In order to ensure informal communication.

Impulse

Online courses and tutorings

How to ensure high performance and effective leadership at a distance,

Impulse

Virtual Panel Discussion on COVID19

> 200 participants discussed the topic "Stress scenario pandemic"

Impulse

Virtual Teams

Switch immediately, keep going —work and collaborate in virtual teams during a crisis

Article

Study on the German building society sector 2019

It is still way too early to give up on building societies.

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Publication

Insurers of the future

"Data Science", "Big Data" and "Data Analytics" are causing a profound technological change in the insurance industry.

Interview

Peter Klett, Chairman of the Board at Weser-Elbe Sparkasse, on transforming the savings bank into an agile organization.

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Press

zeb study: Banks are at the beginning when it comes to agility

Banks have recognized the need for action, but have hardly made any progress in trans-forming their organization.

Interview

How do companies need to change in order to be successful in digital transformation?

Digital transformation is revolutionizing the world—and the market for financial services providers.

Reference

Exploring options for tomorrow

Assess early and shape the future.

Reference

Get ready for the future, go!

Design of a future-oriented business and operating model.

Publication

Agile Readiness Study

Agility—the greatest misunderstanding of our time. Read more about the key findings in our latest study.

Press

zeb ramps up its recruiting activities

Recruiting of 200 consultants all over Europe planned.

Press

New Partners at zeb

zeb appoints Christian Rupp, Sandra Douqué and Paolo Ciccarese as partners. Kai Stefani joined us as a new partner in the middle of last year.

Article

Our take on Barclays PLC

Barclays PLC results: the good, the bad and the interesting.

Press

The financial sector has discovered robotic process automation

Increasing importance of higher quality and efficiency in business processes.

Publication

What´s next for Private Banking?

An industry caught between tradition and new technology.

Publication

CFO Study 2020

CFO-study 2020: Banks’ finance executives face ever-widening range of tasks.

Interview

„We have abolished the traditional line manager role“

At zeb, innovation is not limited to consulting, but can also be seen in the HR department

Reference

A Fintech bank masters its first Bundesbank audit

zeb supported a young Fintech bank in passing an initial examination by the Bundesbank.

Reference

solarisBank relies on zeb for strategic planning and risk management

Event

DKM: 2019

In 2019 the motto of the congress was "Digitization of personal sales".

Impulse

TrendScouting

Keep an overview of relevant developments.

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Insight

Ukraine

Location Kyev

Insight

Poland

Location warsaw

Tool

Regulatory Hub

Coping efficiently with the flood of regulations

Press

zeb.European Insurance Study 2019

New perspectives through the targeted use of data science.

Interview

With the zeb method, you reach your goal faster

Interview with Mirko Theine and Josef Schönenberg, zeb insurance experts.

Event

Corporate Banking Day 2019

Corporate Banking of tomorrow

Event

Corporate Banking Day 2018

Ideas, strategies and opinions

Identity

Contact

Unsere Zentrale in Münster, Westfalen

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Event

zeb.great women 2019

2019 was the title of our event "Change of perspective in the financial services sector: seeing the (digital) world through different eyes".

Publication

Private Banking Pricing Pulse Check

Service-oriented pricing framework as a lever.

Event

zeb.great women 2018

2018 was the title of our event "Optimal positional play in the financial industry—what is the right tactic?".

Event

Round Table with Dr. Volker Wissing and Dr. Florian Toncar, FDP

zeb.Finanzmarkt-Roundtable Berlin: "Private before State".

Event

Round Table in Düsseldorf with Sven Giegold

Sven Giegold, financial and economic policy spokesman of Bündnis 90/Die Grünen: “Regulate, don’t bureaucratize!”

Event

Round Table in Düsseldorf with Burkhard Balz

Burkhard Balz, Executive Board member of Bundesbank, at zeb: “Big Techs—game changers for the financial industry and payment transactions?”

Publication

Digital: Savings bank

Gradually taking all employees on a journey into the digital future.

Interview

Digital Pulse Check: Three questions to Christina Wirth

There are still no digital leaders among European banks, as our zeb.digital pulse check shows.

Essay

Will insurance companies become superfluous?

Opportunities and implications of using artificial intelligence in the insurance industry.

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Press

zeb.great women 2019

New perspectives in the financial sector—zeb.great women network meets for the ninth time.

Event

Round Table in Vienna with Dr. Othmar Karas

Dr. Othmar Karas, Vice President of the European Parliament, at zeb: “New challenges for European financial politics.”

Impulse

Bank robbery 4.0 meets Cyber Security

Banks are increasingly falling victim to bank robbery 4.0.

Impulse

Business models in retail banking - defining the future

There will be seven types of retail bank - and two paths to succeeding.

Impulse

Intelligent automation in banking

Artificial intelligence at work. An interview with a pioneer.

Reference

Overarching stress testing policy

Developing an overarching stress testing policy.

Reference

Future-proof alignment of the regulatory reporting organization

Organizational target image for 2020.

Reference

“CustomerFocus—retail customers”

Developing a cooperative omni-channel customer journey.

Reference

Margin calculation of variable deposits in a zero interest rate enviroment

Dynamic replication portfolio based on a module from the zeb.control product family.

Interview

Interview with Sven Krämer on cyber attacks

This is why banks are such lucrative targets of cyber attacks

Interview

On the significance of banks. Interview with Dr. André Ehlerding

Dr. André Ehlerding on banks and platforms

Interview

Getting digitalization right—how to deal with InsurTechs in insurance business

Wolfgang Essing on big egos and big mistakes.

Reference

Conceptual design of business segment reporting

A crucial step towards integrating internal and external reporting.

Reference

Provider selection

Market sounding in the context of strategic bank management requirements.

Reference

Creation of a target picture for bank management

Standards for risk management.

Reference

Developing a target image for 2020

Further developing the strategic orientation.

Press

Digital pulse check insurance 2019

Insurers are becoming more digital, Evolutionary transformation without quantum leaps, Customers hardly noticing digitalization progress.

Publication

European Banking Study 2019

Profitability remains the core problem of European banks; consistent digitization a success factor.

Press

zeb.Retail Banking Study 2019

Margin pressure vs. customer-oriented realignment—impetus for further development of retail banking.

Publication

Digital Pulse Check Insurance 2019

Europe´s insurance companies have become more digital.

Publication

Digital Pulse Check 3.0

Banks need to win customers over on the digital front

Identity

Consulting approach

zeb understands the entire value chain for the financial services sector.

Insight

Profile and network

zeb and its subsidiaries make up a strong network.

Insight

Corporate mission

We regard ourselves as a partner for change and provoke forward-looking decisions.

Publication

Big Data and Analytics

Big data & analytics is not a necessary evil for financial services, but gains a footing for their economic future.

Publication

European Retail Banking Study 2019

Banks can considerably improve their profitability if they concentrate on their traditional strengths.

Publication

European Asset Management Study 2019

The European asset management industry needs to become more cost-efficient to ensure profitable growth.

Publication

Corporate Banking Study 6.0

In the end, the digitally networked bank wins.

Event

zeb.great women 2017

In 2017 the event was held under the motto "Hard times (still) for the banking industry? Options and paths forward".

Publication

Your way to Pricing Excellence

The greatest lever for an improved profitability of financial institutions

Event

Round Table in Frankfurt with Dr. Jörg Kukies

Dr. Jörg Kukies, State Secretary at the German Federal Ministry of Finance, at zeb: “Europe is better than currently depicted.”

Event

Round Table in Münster with Dr. Patrick Opdenhövel

Dr. Patrick Opdenhövel, German State Secretary of Finance, at zeb: “We need to strengthen the three-pillar model of the banking industry.”

Auszeichnungen

Seal of approval by Stifterverband

zeb receives "Innovative through Research" seal of approval.

Essay

The myth of the new error culture

You don´t have to make a lot of mistakes in order to be successful.

Publication

The European CFO in Financial Services

The CFO as Chief Future Officer—the new role of bank CFOs.

Publication

Towards banking-as-a-service

Cloud-based service models taking over the banking industry.

Press

TABULARAZA by zeb now in Munich

TABULARAZA by zeb now in two locations.

Managing Director M. Thiesmeyer und S. Kirmße

Press

zeb appoints additional managing director

June 17, 2019—Dr. Markus Thiesmeyer joins Prof. Dr. Stefan Kirmße in leading zeb.

Press

European Banking Study 2019

June 4, 2019—Profitability remains key issue for European banks.

Publication

Future: Savings bank

The current market and regulatory changes require decisive action from savings banks.

Publication

Impulse: Savings bank

Together with our clients, we analyze the challenges savings banks are facing in a difficult market environment.

Publication

Connectivity: Savings bank

Digital transformation forces savings banks to evolve their regional business models and to clearly focus on their customers.

Publication

Private Banking in a digital world

Digital transformation is about to shake the world of private banking to its very core.

Article

Private banking services offered by regional cooperative banks

Profitability analysis based on a business case.

Publication

Regional banks facing digitalization, regulatory and low interest rate challenges

How savings banks and cooperative banks remain profitable .

Press

New paths in European retail banking

11. April 2019—New paths to greater profitability in European retail banking.

Buchcover Pricing 2 Klenk LP 1920x1080.jpg

Publication

Your way to Pricing Excellence, 2nd edition

Pricing is the biggest lever for profitability.

Press

Finance experts from all over Europe in Münster

20. März 2019—17th internal zeb.Uni attracts top-class speakers.

Press

Alarming margin erosion in asset management

14. März 2019—Focus rather than breadth promises success.

Publication

zeb.report insurance

Selected topics and project reports from the insurance industry.

Publication

Accounting for insurance contracts according to IFRS 17

Case study for non-participating contracts.

Publication

Self-development

Sustainable change of teams and cultures.

Event

Financial Market Round Tables

The zeb Financial Market Round Table meetings are part of our regular series of Events.
Participants mainly include chairmen of the boards of banks and insurance companies.

a microphone in front of a crowd of people

Press

Award for zeb’s Solvency II software

21. Februar 2019—InsuranceERM award for “Best Solvency II Solution” 2018/19.

Press

zeb receives award for its internship program

12. Februar 2019—Industry Winner in management consulting category and Hidden Champion.

Press

HACKNEXT 2019: from March 7–9 in Munich

5. Februar 2019—New ideas for the insurance industry will be rewarded with 15,000 euros worth of prizes.

Press

Two new Partners at zeb

16. Januar 2019—zeb appoints Dr. Marc Buermeyer and Dr. Peter Klenk as partners.

Event

Round Table in Düsseldorf with Dr. Frank Grund

Dr. Frank Grund, BaFin Chief Executive Director, at zeb: “New challenges for supervisory authorities and the industry.”

Event

Roundtable in Düsseldorf with Prof. Dr. Michael Hüther

Professor Dr. Michael Hüther, Director of the German Economic Institute (IW), at zeb: "Given the increasing competition of the systems, only a united Europe stands a chance."

Event

Roundtable in Frankfurt with John Kornblum

Former U.S. ambassador John Kornblum, at zeb: "Europe won’t get anywhere by using outdated formulas."

Event

Roundtable in Frankfurt

Prof. Dr. Joachim Wuermeling, Member of the Executive Board of Deutsche Bundesbank, at zeb: “The financial industry is prepared for a no-deal Brexit.”

Event

Roundtable in Frankfurt with Felix Hufeld

Felix Hufeld, President of the German Federal Financial Supervisory Authority (BaFin), at zeb: “Shaping structural policy is not the purpose of supervision.”

Publication

Risk and preference measurement at credit institutions

Developing a risk-bearing capacity concept.

Publication

Social interaction in securities investments

A behavioral-scientific consideration and empirical analysis of collaborative recommendation systems.

Event

Roundtable in Frankfurt

Dr. Wolfgang Schäuble, German Federal Minister of Finance, at zeb: “We need to preserve the European unity.”

Event

DKM: 2018

In 2018 the motto of the congress was “Quo vadis, InsurTech scene?’

Publication

Building societies today

Challenges and perspectives.

Interview

Climate protection requires social change

In this interview, Melanie Kehr, Member of the Executive Board of KfW Group (responsible for IT, Transaction Management, and Central Services), talks about the importance of sustainable finance in climate protection.

Insight

We wouldn’t be able to achieve our sustainability goals if it weren’t for the many small steps

An interview on sustainability in the purchase of energy, products and services with Erika Kauz.

Publication

Mergers of regional credit institutions in Germany

Influencing factors and interdependencies of post-merger integrations.

Insight

Intelligent automation for banks

Find out more about strategy, use cases and robot programming in our video.

Event

zeb.Finanzmarkt-Round Table in Düsseldorf with Dr. Frank Grund

zeb.Finanzmarkt-Roundtable Berlin: "Private before State".

Event

zeb.Finanzmarkt-Round Table in Düsseldorf with Dr. Frank Grund

zeb.Finanzmarkt-Roundtable Berlin: "Private before State".

Event

DKM: 2017

In 2017 the motto of the congress was “(R)evolution of value creation?!”

Cover_Whitepaper_Mobile_Banking_AT_1920x1080

Publication

Mobile Banking Austria

Success factors from our current benchmarking.

Event

zeb.great women 2016

2016 was the motto of the event "Digital revolution and social market economy: How does it all fit together?".

Press

Location Poland

In the year 2000, the world celebrated the start of a new millennium and we celebrated the opening of our zeb office in Warsaw.

Social

Paragraphs

S für Mitarbeitende und Gesellschaft

Beratung ist für uns ein „People Business“ im engeren und weiteren Sinn. Unseren Erfolg verdanken wir den Fähigkeiten, der Vielfalt, dem Fachwissen und Engagement unserer Kollegeninnen und Kollegen. zeb unterstützt sie deshalb intensiv beim Entfalten ihres Potenzials: „Stay and Grow“ ist eine Haltung, die uns von vielen Unternehmen unterscheidet. Darüber hinaus liegt uns die Förderung von Bildungsinitiativen besonders am Herzen.

Zitat Birgit Mentzen, Leiterin HR bei zeb

Das Beratungsgeschäft ist für alle unsere Kolleginnen und Kollegen herausfordernd. Deshalb spielt Kollegialität bei uns eine besondere Rolle. Es freut mich sehr, dass ein offenes, freundliches und unterstützendes Miteinander bei zeb gelebt wird. Als Unternehmen stärken wir unsere Mitarbeitenden darin durch eine Vielzahl von Initiativen, unter anderem in den Bereichen Gesundheit, Weiterbildung und Familie. Darüber hinaus haben wir im Beratungsbereich die klassische Führungskraft zugunsten persönlicher Mentoren abgeschafft.

Zitat Jens Eickbusch, CHRO und Partner bei zeb

Die Professoren Bernd Rolfes und Henner Schierenbeck gründeten vor über 30 Jahren zeb aus ihrem Lehrstuhl im Bereich Banken- und Finanzwirtschaftslehre heraus. Wir legen deshalb schon immer besonderen Wert auf Bildung – innerhalb und außerhalb des Unternehmens. Wir verstehen Bildung als eine der wichtigsten Grundlagen für nachhaltiges Handeln – in Wirtschaft und Gesellschaft, und auch ganz persönlich. Wir fördern deshalb Schulen, Ausbildungsstätten und Universitäten durch Lehrveranstaltungen, Spenden und Corporate Volunteering. Darüber hinaus veröffentlichen wir als Unternehmen kontinuierlich eigene Studien, um unser Fachwissen mit der Öffentlichkeit zu teilen.

zeb.Insights

Publication

CFO Study 2024

Current assessment and fields of application for AI in Finance divisions.

Publication

Working Paper Data Act

Prospects and opportunities for insurers under the new data protection law.

Publication

Private Banking Study Germany 2024

The development of the private banking market in Germany and the associated challenges and opportunities.

zeb.Uni interview Mirko Ross (in German)

Is there good and bad AI? - Opportunities and risks for the financial world. Anna Schweifel, Senior Manager at zeb interviews Mirko Ross, CEO and Founder of asvin.

Preventing the wave of cancellations in the first place with machine learning

Guest article from Franziska Händel, Anna Schweifel und Gregor Morin (in German).

Interview

Our goal: sustainable and inclusive solutions for the financial world

Matthias Kröner, board member at Elevandi and co-founder of Tradelite Solutions, in an interview

Publication

Biodiversity - the underestimated challenge

Green paper biodiversity - the underestimated challenge (in German).

Publication

Sustainability information by zeb

Our strategy has a clear focus on ESG (environmental, social and governance) aspects.

Publication

zeb.market.flash. Issue #50: Interest rate turnaround 2.0 – banks need to adapt

This issue gives a compact overview of the most important developments in the global banking market in Q3 2024.

Interview

Private banking redefined

Markus Bräckle, Senior Manager at zeb and an expert in this field, provides insights into the opportunities offered by this model and the changing expectations of clients in private banking.

Publication

European Asset Management Study 2024

The asset management industry is currently under considerable pressure.

Publication

Psychological safety in organizations - Edition for Switzerland

Psychological safety is finding its way onto the agenda of decision-makers, also in the financial services industry. It promotes a positive corporate culture and thus the company’s success.

Podcast

What financial service providers must now consider with regard to the Accessibility Act.

A conversation with Jonas Schneider, Anna Großalber und Paula Zeman, about how the upcoming Barrier-Free Strengthening Act (BFSG) will change the online presence of the financial world.

Podcast

How AI is transforming companies and administrations and revolutionising knowledge management (in German)

A conversation with Florian Polak, CEO of Tucan.ai, about automation, increasing efficiency and ensuring regulatory requirements through AI.

Kreditbereich auch 2024 im Fokus von Sonderprüfungen

Die Kreditausfallrisiken sind oftmals die größten Risiken eines Instituts und werden daher oftmals von der BaFin umfassend geprüft.

Renaissance der Problemkreditbearbeitung – Herausforderungen für Banken

Aktuell kommt es zunehmend zu Kreditausfällen. Dies hat auch spürbare Auswirkungen auf die Ausgestaltung von Kreditprozessen.

BAIT: IT-Risiken im Fokus der Aufsicht

Übersicht über Prüfungsschwerpunkte und Feststellungen im Bereich IT.

Risikotragfähigkeit 2024? Die Schonfrist ist vorbei!

Die Neufassung des Risikotragfähigkeitsleitfadens 2018 hat die aufsichtlichen Beurteilungsmaßstäbe und -kriterien auf eine vollständig neue Basis gestellt.

Bankenaufsicht erweitert Vorgehen bei Sonderprüfungen

Überblick über aktuelle Prüfungspraxis und Schwerpunkte bei bankaufsichtlichen Prüfungen.

Publication

zeb.market.flash. Issue #49: On track for success but complex subjects ahead

This issue gives a compact overview of the most important developments in the global banking market in Q2 2024.

BankingHub

How financially literate is Gen Z? An interview with Tomorrow

BankingHub

Chatbot Clara Wäller in der Westerwald Bank – ein Erfolgsbeispiel

Wie lassen sich Prozesse im Kundenservicecenter mittels Chatbots automatisieren und beschleunigen? Einblicke in das Potenzial im Bankensektor.

BankingHub

Process management - utilise existing potential now!

Große Potenziale hinsichtlich Effizienz, Qualität u. Kundenerwartung mittels intelligenter Automatisierung der Prozesse realisieren.

BankingHub

Intelligente Automatisierung in der Immobilienfinanzierung: Einsatz von RPA und KI

Große Potenziale hinsichtlich Effizienz, Qualität u. Kundenerwartung mittels intelligenter Automatisierung der Prozesse realisieren.

BankingHub

What Generation Z professionals really expect from their employer!

What characterizes Generation Z, whose demands are disrupting the labor market? And how can companies ensure that they remain attractive to young talent as the world of work evolves?

Publication

The impact of geopolitical risks on Swiss Banking

The current geopolitical situation is becoming increasingly uncertain. Geopolitical threats and actions are influencing financial markets, particularly affecting Swiss banks.

Publication

European DLT and Digital Assets Study 2024

The study shows that many institutions have continued to drive their DLT/DA agendas - and that the window for hesitant financial institutions is closing.

BankingHub

The resurgence of problem loan management – challenges for banks

Challenges for banks The upward trend in corporate insolvencies during 2023 indicates that companies are increasingly affected by crises, albeit

Publication

ESG in regional banks

In a world characterized by rapid change, regional banks are facing a multitude of challenges. One of these, which is increasing in importance, is the topic of sustainability or ESG.

Publication

ESG implementation study: Europe’s banks under the microscope

Between ecological ambition and economic reality

Publication

Digital euro

Although uncertainties remain, banks can start preparing.

Publication

Social sustainability in real estate investments

Chances, opportunities and solutions for the holistic consideration of ESG in property investments.

Press

zeb advises on acquisition

zeb advises ABN AMRO Bank N.V. on acquisition of Hauck Aufhäuser Lampe with focus on asset servicing.

Publication

Psychological safety in organizations

Psychological safety is finding its way onto the agenda of decision-makers, also in the financial services industry. It promotes a positive corporate culture and thus the company’s success.

Event

Round Table in Frankfurt a.M.

Reiner Holznagel, President of the Bund der Steuerzahler (German Taxpayers Association): “Rethinking finances – every minister must become an austerity minister!”

Insight

Sustainability training to overcome concerns

zeb teaches insurance brokers basic knowledge and ESG dialogue techniques.

Insight

More women into bank management

An interview with Sandra Douqué, Partner at zeb, on how the bank is working with zeb to create an environment that paves career paths for everyone.

Insight

Employee survey at a German regional bank as a basis for its sustainability strategy

As a basis for the sustainability strategy, zeb uses a survey to show how employees feel about ESG.

Insight

Corporate bankers become transformation partners – with an ESG certification

Together with zeb and Steinbeis University, corporate client advisors become transformation facilitators.

Insight

“Breaking down sustainability at product level”

Development of a system for ESG classification of the securities sold for a Swiss bank and its customers.

Insight

ESG potential in corporate banking sales at an Austrian savings bank

ESG potential in the corporate customer sales of an Austrian savings bank - An Interview with André Hasken.

Insight

Sustainability transformation in client relationships for a Swiss asset manager

An interview with Daniel Schmid Perez, Senior Consultant at zeb, about the sustainability transformation in client relationships for a Swiss asset manager.

Insight

The EU’s Insurance Distribution Directive IDD opens up new opportunities in sales

How zeb is helping a major German insurance company to engage in dialogue with its customers about sustainability. An interview with Gregor Morin, Senior Manager at zeb.

Insight

How “green” are our loans to corporate customers? German regional banks can now use our Taxonomy Tool to keep track of this.

How "green" are our loans to corporate customers? Regional banks can now keep an eye on this with a taxonomy tool from zeb.

Insight

The top 3 KPIs and 120 target pictures for implementation

An interview with Dr. Sara Könemann on the topic of key figures & target images for implementation

Insight

From as-is to target ESG: analyzing the status quo, defining ambitions, drafting the road map

An interview with Dr. Bernd Liesenkötter on the topic of actual-to-target ESG at banks.

Insight

ESG integration into the risk framework (ICAAP)

An interview with Magdalena Auer on the ESG integration into the risk framework for regional banks.

Insight

zeb supports leasing companies in determining the carbon footprint of their leasing business

zeb develops carbon accounting guidelines for the member companies of a European-based leasing association.

Insight

A regional bank generates added value in its day-to-day business by fulfilling its “ESG obligations”

A simple method for assessing sustainability risks for corporate customers.

Insight

End-to-end carbon accounting and transition planning for a Swiss regional bank

zeb calculated the CO2 emissions financed by the bank and defined a reduction pathway with the goal of net zero by 2050.

Insight

“zeb very quickly brought a lot of knowledge to our institution”

Gregor Neuhäuser, CEO of Grafschafter Volksbank, in an interview about sustainability: “zeb very quickly brought a lot of knowledge to our institution”

Insight

We respect human rights and the environment in the supply chain

Our Policy Statement documents the implementation of the German Supply Chain Due Diligence Act (SCDDA), including a complaints system.

Insight

Sustainable action requires a willingness to change

An interview with Dr. Elke Nottenkämper, CSO and Head of Internal Communications & Sustainability at zeb, on the role of communication in zeb’s sustainable transformation

Insight

We translate our claim to responsible corporate governance into concrete structures

An interview on sustainable corporate governance at zeb with Stefan Kaufmann, Partner and member of the ESG Steering Board

Insight

zeb’s doctorate model helps employees unleash their full academic potential

zeb’s doctorate model helps employees unleash their full academic potential.

Insight

Strong women at zeb – from job interviews to client meetings to project work

An interview with Birgit Mentzen, Head of HR, and Yola Oberschmidt, HR expert at zeb, on the topic of "Female Empowerment".

Insight

Corporate volunteering: We promote education

Many zeb employees are involved during their working hours as part of our cooperation with LernFair for more educational equality.

Insight

Proud to be out at work – for more diversity in consulting

By signing the Employer Diversity Charter, zeb has committed itself to taking all dimensions of diversity into account.

Publication

European private client business 2024-2026

Economic potential from European private client business and implications for bank management.

Insight

Leadership culture at zeb: we have no more single decision-makers

An interview with Birgit Mentzen, Head of HR at zeb, on leadership, mentoring and evaluation in the consulting business.

Insight

We want to turn all zeb colleagues into ESG experts

Yola Oberschmidt, HR expert at zeb, on our internal ESG training series for all employees.

Insight

We make our CO2 emissions transparent so that we can reduce them

An interview on zeb's internal CO2 dashboard with Jannik Neuböck, Senior Consultant at zeb.

Insight

Remote consulting – more ecological, more productive and more cost-effective

Dr. Klaus Strenge, Partner at zeb and member of the ESG Steering Board, on the advantages of hybrid project work.

Newsletter

Registration zeb.market.flash

registration zeb.market.flash

Event

Round Table in Düsseldorf

Round Table with Prof. Lars Feld.

Publication

The bank branch of the future

By physically showcasing the bank’s value proposition, the branch of the future becomes a place for interaction, collaboration and community.

We are a member of the UN Global Compact of the United Nations

As a member, we are committed to the UN's 17 Sustainable Development Goals and thus to sustainable business practices.

Podcast: The ESG tool for SMEs from Volksbank Kurpfalz

Development of an in-house tool for advising SMEs in the area of sustainability.

Corporate Banking Study 10.0

How banks can fully exploit their potential for success through sustainability, digitalisation and personnel development.

Green funding: the path to green bond issuance capability

What are the key steps that banks need to take to achieve this strategic goal?

Supply Chain Due Diligence Act - implications for banks

The German Supply Chain Duty of Care Act applies both to our own supply chains and to risk management for corporate customers.

Podcast: Green Finance Matters. Sustainability in the finance business.

How banks can drive the green transformation and avoid greenwashing.

Podcast: How does cross-generational leadership succeed?

From Boomer to Gen Z - no fewer than four generations are currently coming together in the workplace.

Retail ESG Study Germany

What banks and savings banks can do to help buildings consume less energy.

Sustainability regulation in the financial center Switzerland

Our white paper shows how banks can prepare for possible future sustainability regulations.

Our Code of Conduct serves as the foundation for sustainable action at zeb

The zeb. Code of Conduct describes our self-image and serves as a normative guideline for our daily activities within the company and for our clients.

Publication

zeb.market.flash. Issue #48: A splendid start into a potentially challenging year

Commercial real estate in turmoil and vulnerability of Western European banks.

Interview

Financing e-cars: how banks can benefit

Three questions to Ulrich Hoyer and Dr. Maciej Meder.

Webinar

Asset Management Compass

Hier steht der Teaser-Text, der z.B. auf der Startseite unter der Bildkachel zu sehen ist.

Press

zeb expands its portfolio in transaction advisory services

zeb expands its service portfolio with the newly founded subsidiary zeb.transaction advisory gmbh.

Press

zeb expands its executive team

zeb expands its executive team by appointing nine new Partners
Turnover significantly above previous year’s level

Publication

Bank management in turbulent times

Savings banks—Empower people and organization

Publication

zeb.market.flash. Issue #47: Caution is advised despite positive outlook

2024 – transitional year to a new equilibrium.

Interview

The electric motor will totally change the way leasing companies do business

The UK and Irish leasing sectors are facing huge challenges, according to leasing industry expert Klaus Strenge. A Partner at zeb, he says the financial services consultancy can help.

Publication

Working Paper ELTIF 2.0

The not-so-new “ELTIF” distribution label is getting a new boost from the March 2023 amendment of the corresponding regulation.

Publication

European Insurance Study 2023

Which insurers are growing while staying profitable – and why claims management is now becoming even more important.

Publication

zeb.market.flash. Issue #46: Rate hike cycle coming to an end

The central banks’ balancing act of tackling inflation without stalling the economy is going into the next round.

Publication

Corporate Banking Study 10.0

This corporate banking study reveals how to take full advantage of these opportunities – and in which three fields of action you need to set the course for growth.

Interview

ESG – a curse or a blessing for banks?

Western European banks are still lagging behind other industries in general and US-American banks in particular.

Publication

Sustainability regulation in the financial center Switzerland

How banks in Switzerland can prepare for possible future regulations

Publication

Bank crashes in 2023

Misfortune or systemic imbalance? Lessons and consequences of recent bank failures for banking supervision in the euro area.

Podcast

How do companies create a culture where colorful is commonplace?

Our proutz initiative to promote diversity introduces itself. (German)

Podcast

The 7th MaRisk amendment

What has changed compared to the consultation version and where can we support you? (German)

Publication

zeb.market.flash. Issue #45: Regulatory gaps between the U.S. and the euro area.

Podcast

A balancing act of regulation: Artificial intelligence in banks and insurance companies.

How opportunities can be exploited and risks controlled. (German)

Podcast

The fascination of family offices and what they have to do with impact investing.

A conversation with Peter Brock, co-founder of the German federal initiative Impact Investing e. V. and adviser to several family offices. (German)

Interview

Cash or Card?

Three questions to Nikola Jelicic on the burning topics around digital payments.

Podcast

Data and society: why feminist artificial intelligence matters to financial services

Listen to Alexandra Wudel, Co-Founder & Managing Director of FemAI, Center for Feminist Artificial Intelligence.

Event

Round Table in Berlin

Round Table with Gerhard Schick on the 19th of September 2023.

Event

Round Table with His Eminence Bishop Franz-Josef Overbeck in Düsseldorf

Round Table with S.E. Bischof Overbeck at the Industrie-Club Düsseldorf on the 10th of may 2023.

Event

Round Table with Dr. Florian Toncar

“The monster of inflation has not yet been defeated,” warned Dr. Florian Toncar, Member of the German Bundestag and Parliamentary State Secretary at the Federal Ministry of Finance.

Podcast

Economic forecasts in times of highest uncertainty

Economic forecasts in times of highest uncertainty. Our assessment of the current situation. An interview with Heinz-Gerd Stickling, Head of Research, zeb consulting. (German)

Podcast

Help - Sustainability Reporting

WebID Solutions: How the online identity pioneer became one of Germany's most successful FinTechs - A conversation with Frank S. Jorga, founder and Co-CEO (German)

Podcast

WebID Solutions

WebID Solutions: How the online identity pioneer became one of Germany's most successful FinTechs - A conversation with Frank S. Jorga, founder and Co-CEO (German)

Publication

zeb.market.flash. Issue #44: Banking turmoil raises old familiar questions

The collapse of Silicon Valley Bank and Credit Suisse in March 2023 caused significant turmoil in global banking and beyond.

Podcast

Innovations that will revolutionize the financial services industry

A podcast with Matthias Lais, Founder and Managing Director of Neosfer. (German)

Publication

Private Banking Study Austria 2022

Our analysis of the private banking market in Germany identified challenges and opportunities in times of crisis.

Interview

zeb.ESG Suite: a step ahead through intelligent solutions

Three questions to Werner Konezny and Sven Krämer on the topic of EU taxonomy and the software solution zeb.ESG Suite.

Publication

Process management study 2023

How can banks and savings banks develop sustainable process management that gets more out of it?

Publication

Private Banking Study Germany 2022

Our analysis of the private banking market in Germany identified challenges and opportunities in times of crisis.

Identity

proutz - proud to be out at work. Our LGBTQI+ initiative

LGBTQI+ Proutz -> proud to be out @ zeb

Podcast

What does a bank need to do to become sustainable?

A conversation about change capability, behavior and culture (German)

Podcast

What does a bank need to do to become sustainable?

A conversation about change capability, behavior and culture (German)

Podcast

The risk-bearing capacity of banks

What new features ICAAP has to offer for smaller institutions. (German)

Podcast

Do consultants need an "I-brand" on social media?

The purpose of personal branding online (German)

Online Seminar

zeb.Business Event Future of Finance

Webinar: Future of Finance - Digital Assets

Reference

Securing your company’s future in times of skills shortages

Securing livelihoods in times of shortage of skilled workers

Reference

The path into the new world of work for 9,000 people

The path to the new world of work for 9,000 people

Reference

Realigning the organization of work towards future-oriented competencies

Interview

Many banks are not confident enough

Every day, zeb sees firsthand that banks can significantly boost their earnings by systematically optimizing their pricing.

Podcast

What do blockchain, crypto and accounting have in common?

Insights from Antoine Scalia, Founder and CEO of Cryptio

Publication

zeb.market.flash. Issue #43: Value drivers in banking

With challenging times ahead, banks start to brace themselves amidst bleak economic outlook. But the question remains: is there a universal framework of value drivers?

Publication

RPA Study

Challenges and success factors for realizing the full potential of Robotic Process Automation.

Podcast

When is a bank ready for change and transformation?

When is a bank ready for change and transformation? (German)

Podcast

A bank defies the war

Our project at the PrivatBank in Ukraine. (German)

Publication

CFO Study 2022

Empowering finance: The way to enable CFOs to play their full strategic role.

Podcast

Claims management at insurers

A conversation about stormy weather, inflation and inadequate protection. (German)

Publication

Insurance Study 2022

Which insurers are growing while staying profitable – and why claims management is now becoming even more important.

Publication

Retail ESG Study Austria

How banks can contribute to reducing the energy consumption of buildings – and benefit from it.

Publication

Retail Study Switzerland

How banks can contribute to reducing the energy consumption of buildings – and benefit from it.

Publication

Retail ESG Study Germany

How banks can contribute to reducing the energy consumption of buildings – and benefit from it.

Podcast

End of an era

Why the current crisis is special and will permanently change Germany's business model. (German)

Podcast

MaRisk amendment

A conversation with our regulatory expert Dr. Ulf Morgenstern

Publication

Lending business study 2022

Efficient and customer-oriented credit processes are drivers for banks and savings banks. The current, now 3rd edition of the credit study takes up this topic.

Publication

zeb.market.flash. Issue #42: Rebirth of the deposit business

How did the deposit business fare in the past, how will it develop and what is the current playing field across Europe? Is a “battle for deposits” looming?

Podcast

Banking-as-a-Service

How does the purchase of banking services from third parties work? An interview with Ulf Meyer, Spokesman of the Management Board, SWK-Bank. (German)

Publication

Digital Pulse Check Insurance 2022

Status of digital transformation in the German insurance market – taking the pulse

Study

Agile Readiness Check 2022

Ready for more agility? Many people are, but some organizations are (still) putting the brakes on

Podcast

Digital assets and the future of the financial industry

Disruption or opportunity? - A conversation with Tim Bruenjes, Head of Sales, Fireblocks (German)

Podcast

Financing sustainable growth

The role of the European Fund Industry

Publication

Green Behavior: What matters for Employees in the Financial Service Sector

Factors Influencing Behavioral Intention and Actual Environmental Behavior of Employees in the Financial Service Sector

Podcast

Back to the future: 30 years of zeb consulting

A conversation with our founding fathers Prof. Dr. Henner Schierenbeck and Prof. Dr. Bernd Rolfes (german)

Podcast

lemon.markets: This is how brokerage infrastructure works today

A conversation with the founder, Max Linden, about FinTechs, API and the capital market (german)

Podcast

Consent made easy: our response to the BGH verdict

About account fees, customer acceptance and zeb.applied's consent solution (German)

Publication

Private Banking Study 2022 for Savings banks and Cooperative banks

Potential for savings banks and cooperative banks to do business with affluent people from their region.

Podcast

Regional banks and the market for wealthy customers

Regional banks and the market for wealthy customers. How can the potential be leveraged?
A conversation about private banking on site (German)

Podcast

How do regional banks remain profitable?

How do regional banks remain profitable? (German)

Press

European Sustainable Investment Funds Study 2022

Europe remains key driver behind sustainable finance

Study

European Sustainable Investment Funds Study 2022

Net assets in sustainable investment funds domiciled in Europe in 2021 are three times as high as in 2019 and up 71% from 2020.

Interview

Success factor Corporate Culture

Felix Nübel explains the importance of culture, how it can be measured and changed.

Publication

European Payments Study 2022

Who is (still) earning in the European payment market?

Press

Pacesetter for the future viability of the financial services industry

zeb continues its successful course in its 30th year in business.

Podcast

Inflation is here to stay

Inflation is here to stay. (German)

Podcast

A savings bank rebuilds itself

How SPK Tauberfranken has changed. (German)

Podcast

The digital euro

An interview with Jens Holeczek, Head of the Digital Payments, BVR. (German)

Event

Round Table in Frankfurt with Wolfgang Schäuble

Dr. Wolfgang Schäuble: “Safeguard what has been tried and true and venture something new!”

Impulse

zeb.Business Events Future of Finance

Online Seminar

zeb.Business Event Future of Finance

Webinar: Future of Finance - Stablecoins and CBDCs

Online Seminar

zeb.Business Event

Webinar: Future of Finance - Metaverse

Interview

Experience report: differences in media-based sales

Customer service centers (CSC) and digital advisory centers are becoming increasingly important.

Publication

UN Global Compact

Our communication on progress report 2021-22

Interview

Sales culture is to create a feel-good experience for the customer

Claus Peter Hendricks, Senior Manager at zeb, describes in an interview how sales units are changing to be successful in the future.

Podcast

Success factors for growth in the European insurance market

A conversation with Sven Rabe, CEO of VAV Versicherungs-AG (VAV) and Dieter Kipp, Partner zeb (German)

Podcast

A banking transaction is still something intimate

Martin Beyer, CEO of Atruvia, in an interview - A conversation about Atruvia's transformation and the future of banking

Publication

zeb.market.flash: Issue #40

Q1 2022: Post-war economic perspectives and impact on banks

Podcast

Why we also advise outside of consulting

Our commitment to JOBLINGE - a conversation with Raphael Karrasch from JOBLINGE and Nils Schmidt from compentus (German)

Podcast

Dream job as a consultant

A conversation with Maximilian Schulte and Mona Stöckl, analysts at zeb (German)

Interview

Workforce restructuring

Podcast

Lifelong learning with zeb's experience curve.

Prof. Dr. Michael Lister on the training program zeb.Infinite Learning. (German)

Newsletter

Asset Management & Capital Markets

Hier steht der Teaser-Text, der z.B. auf der Startseite unter der Bildkachel zu sehen ist.

Interview

High Performing Teams

The dream of every employer: high-performing teams. How they are created, what makes them tick and what should be avoided.

Podcast

ESG. Taxonomy. Sustainability.

An interview with Torsten Jäger, Head of Sustainability at the German Bankers' Association. (German)

Interview

A change of corporate culture is like a long journey

A change of culture is like a long journey – we are there to support you at the start.

Interview

In hybrid working the office still plays an important cultural role

What about leadership, identification and corporate culture?

Podcast

Bitcoin, NFTs and the Metaverse

An analysis by Mirco Recksiek, founder of Bitcoin2Go (German)

Article

Content sync , test 3

Content sync , test 3d

Article

Content sync , test 2

Article

Content sync , test 1

Podcast

Prejudice in companies. What´s the problem?

Four steps to more impartiality (German)

Podcast

Fast, seamless and secure: the future of payments

A look behind the scenes with Fynn Monshausen, Head of Digital Sales at Gothaer (German)

Podcast

Fast, seamless and secure: the future of payments

Publication

Next in payments

Payments are spearheading innovation in the financial industry. So how will Europeans pay for things in future?

Podcast

Algorithm vs. human: Where does the future of asset management lie?

The founders of Aledius on their start-up and the topic of quant investing

Press

zeb.transformation study 2022

Willingness to change and team orientation lead to success

Publication

Transformation Study 2022

Why the effort of establishing a culture of success pays off.

Publication

zeb.market.flash: issue #39

Q4 2021: The green investment challenge for banks.

Interview

Diversity. Our wake-up campaign

Podcast

Quantum Computing and the power of speed

Will Financial Services Institutions be able to keep up the pace?

Press

zeb European Insurance Study 2021

Insurers remain on track in first Covid year

Podcast

Digital. Sustainable. Platform

Digital. Sustainable. Platform.
The future of corporate banking. (German)

Podcast

Banking regulation

What the EU Consultation Paper Means for Banks: About EU Directives, CRR III, Basel IV and more (German)

Event

Great Women Networking Dinner: 2021

In the light of the climate conference in Glasgow, this year's Great Women network meeting took place in the context of a joint dinner.

Event

Great Women Networking Dinner: 2021

In the light of the climate conference in Glasgow, this year's Great Women network meeting took place in the context of a joint dinner.

Essay

‘Why Bertha Benz would be disappointed with the World Climate Summit’

Gaining insights by taking an unusual historical perspective by Prof. Annette Kehnel

Publication

Swiss private banking 2021

To retain their pole position, Swiss private banking must embrace change.

Publication

European Insurance Study 2021

Which insurers have been most successful in the past decade and why direct sales will become even more important in the future.

Article

Confronting the puzzle of bank market valuation

To determine the factors that have the greatest impact on the variation in valuation, zeb carried out an in-depth analysis of the top 100 global banks.

Publication

Savings banks: Merging and staying regional

From the wave of mergers, ever larger units and areas are emerging and with them new questions for the management.

Interview

What the financial world can learn from electromobility

Electric cars are considered prime examples of innovation. One person who ensures that the industry gets in gear is Dr. Tobias Placke.

Podcast

Back and forth. Empty your pockets

Back and forth. Empty your pockets? How Behavioral Finance can help avoid investment mistakes. (German)

Publication

Mortgage – last bastion for banks?

How banks ensure returns from construction financing by improving their access to customers.

Interview

Mandatory Basel III monitoring from 2022 onward

"Actions speak louder than words." Christian Schiele, Partner, zeb

Publication

European Banking Study 2021, 3rd quarter

Tracking European banks’ path to net zero.

Publication

Corporate Banking Study 9.0

Green loans and digital solutions are driving growth after the crisis.

Interview

Made in Münster

How Robert Zeidler created a single platform that united scientists, start-ups and investors

Publication

zeb.market.flash: Issue #38

Q3 2021:European banks build momentum for the second half

Podcast

Investing must be easy

Lukas Enzersdorfer, CPO, on cryptoassets, investor protection and corporate culture. (German)

Dossier

Global credit events: trends and outlook 2023

Outlook 2023 – digital credit events

Podcast

A consultancy as incubator: The example of zeb.applied

A conversation with Eddie Dubiel, Managing Director of zeb.applied, the digital subsidiary of zeb.group and zeb as incubator (German).

Podcast

The bank as a solution provider with respect to housing

Why PSD Bank Nord invested in the DeinNeuesZuhause.de platform (German).

Podcast

Financial Planing in an agile world

Former ABN AMRO CFO Gijs Hilgers talking about how he implemented the agile model and what he learned from this.

Interview

Going forward together

In this interview, Wolfgang Essing talks about the challenges, opportunities and obstacles that companies in the financial services sector are currently confronting.

Podcast

How do mergers of cooperative banks succeed?

Experiences and success factors from around 50 merger projects. (German)

Podcast

The office as a place of encounter

About productivity in the home office, creativity in the office and teamwork at a distance. (German)

Interview

Bringing change to everyone

Interview with Wolfgang Essing, Senior Partner at zeb, who launched zeb.move.

Consulting Services

Agility and Transformation

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Podcast

Earn money? Or do good? Or both?

A podcast with Edda Schröder, founder of microfinance provider Invest in Visions. (German)

Publication

Private customer wallets 2021

Measuring the individual portfolio in the business area of private customer wallets throughout Europe.

Podcast

How to fight financial crime

What can banks do to stop money flow from illegal activities?

Publication

Financial planning in an agile bank

The agile banking race is on and will not leave financial planning unchanged.

Publication

European Sustainable Investment Funds Study 2021

Sustainable funds more than doubled in the last three years signalling a greener Europe.

Interview

“As of now, there should be no more investment in fossil fuels.”

Prof. Kemfert, DIW Berlin, talks about the role of the financial sector in climate protection.

Publication

zeb.market.flash: Issue #37

Q2 2021: Promising first half for the banking sector

Press

Europe's banks under pressure to act on CO2

German banks are relatively well positioned thanks to smaller shares in greenhouse-intensive sectors.

Event

Great Women: 2021

Sustainability as an obligation and an opportunity: how the financial industry can help stop climate change

Publication

How to fight financial crime

Stop the money flow from illegal activities and disrupt the criminals involved with advanced analytics.

Podcast

Cash and digitalization: friend or foe?

Jürgen Muff, Managing Director of Cash Logistik Security AG, talks to Udo Jacobasch, Managing Director of findic, a subsidiary of zeb. (German)

Publication

Online mortgages

Online mortgages offer untapped potential for banks. Digital offerings required for construction and housing financing.

Podcast

Corporate culture and purpose-driven organizations

Noor van Boven, former Chief People officer at N26, on corporate culture and purpose-driven organizations.

Podcast

Do regional banks still have a future?

Dr. Jens Sträter, Partner, on branches, mergers and personal surprise moments. (German)

Podcast

Online Mortgages: The next revenue driver for banks?

Construction and housing financing: digital offerings required.

Publication

Study on the private health insurance market

Where do private health insurers ocurrently stand in their goal to become solution-oriented health service providers?

Podcast

Learning of the future

How does consultants' knowledge stay fresh? - The digitization of continuing education. (German)

Interview

Silence doesn´t mean consent.

Dr. Peter Klenk, partner at zeb, about BGH ruling against the fee practices of German financial institutions.

Interview

"Banking will no longer be competitive without AI"

The profitability of banking will develop in a very differentiated way globally, predicts Michael Bentlage.

Podcast

Process optimization: Good for banks and their employees

Sandra Douqué on linking automation, robotics and AI. (German)

Podcast

Penta: Platform instead of a bank

The Penta business model. zeb talks to Lukas Zörner, Chief Product Officer & Managing Director of Penta. (German)

Interview

Leasing accelerates electric mobility

How green does green have to be? Challenges for leasing through the megatrend sustainability.

Interview

Work after the coronavirus crisis: “The Wild West is over”

Christian von Schirach in an interview on the subject of new ways of working.

Blog

Working hard is better than learning – sometimes

When team members learn, it can hinder team performance instead of enhancing it.

Blog

Fishpond effect for team performance

Does working in a high-performance team inspire high performance?

Blog

More experience = less innovation?

If you want to create something new, you should use experience as an accelerator and not as a brake.

Blog

How team goals influence teams

The equation “goals + rewards = performance” doesn’t add up.

Blog

Successfully countering mistakes in a team

Why do teams violate such clear and sensible rules?

Podcast

Detecting and avoiding misconduct in banks

Opportunity makes thieves. How can misconduct in financial institutions be avoided? (German)

Podcast

Data, digitalization and the glasses of Jürgen Klopp

Insurers in the digitalization push, data as currency, and how AI can help with fraud detection. (German)

Podcast

Investment strategies for Austria and beyond

The world, the needs and the investment strategies of rich people in Austria. (German)

Podcast

Corona and Recruiting

Burkhard Hanke, Head of Recruiting, about the changes that Corona has brought and why he answers every comment on evaluation portals himself. (German)

Podcast

Business case sustainability?

Why future customer behavior will be decisive in determining whether the topic of "sustainability" can become a business case for credit institutions. (German)

Interview

Three letters change the way we live: ESG

Three questions for Dr. Markus Thiesmeyer, Managing Director, zeb

Podcast

Omnichannel Management

James Williams talks to his colleague Caroline Wolf, Senior Consultant at zeb, about how "omnichannel management" would work in a perfect world.

Interview

“Agility starts with the mindset.”

Anja Blacha, extreme and endurance athlete

Interview

“At the height of success, you have to think about innovation.”

Vera Schneevoigt, Chief Digital Officer of the Bosch Building Technologies division, in an interview on the topic of agility.

Publication

zeb.market.flash: Issue #36

Q1 2021: Inflation on the horizon – bank stocks are rallying

Podcast

European Insurance Study 2020

This episode covers the topic of "Insurance", specifically, we talk about the results of our new European Insurance Study 2020. (German)

Podcast

Teamwork and Leadership

"Teamwork and leadership at financial services providers in the corona crisis" is the topic of this podcast. (German)

Press

European Banking Study 2021 first edition

ESG offers a unique opportunity for banks.

Publication

European Banking Study 2021, 1st edition

ESG as a unique opportunity for post-crisis banking

Impulse

The zeb.Chatbot

Simple, fast and individual: our zeb.Chatbot

Podcast

Climate Change and ESG

James Williams and Chris Mallin discussing how UK and European banks are embracing climate change and ESG.

Publication

Sustainable banking

How sustainability can be implemented in the banking sector with ambitious players.

Publication

Digital Claims Study

How far has the digital transformation in claims management actually progressed?

Press

Digital Claims Study

Study on the status of digitalization in claims management.

Interview

“The real test for banks is yet to come”

Dr. Dirk Holländer, Expert Partner, on the initial results of our European Banking Study 2021.

Interview

Transformation has gone into turbo drive

Dr. Markus Thiesmeyer, Managing Director, in an interview on the topics of 2021.

Press

Dr. Markus Thiesmeyer takes the helm at zeb

Since the beginning of the year 2021, Dr. Markus Thiesmeyer has been the sole Managing Director at zeb.

Press

European Sustainable Investment Funds Study 2021

Sustainable funds more than doubled in the last three years signalling a greener Europe. Study by zeb, ALFI, Morningstar

Podcast

All agility. Or what?

About the necessary understanding of change and the opportunity to create added value for financial service providers. (German)

Interview

“We need to get started with AI.”

“We need to get started with AI.” Prof Dr. Ute Schmid in an interview

Podcast

How digital are Europe's banks really?

Digital Pulse Check 4.0: Our latest study on the status quo

Event

zeb.great women 2020

In 2020, the event was organized under the title "Agility extreme" - what has proven itself, what should be reconsidered?

Interview

Everything is digital... except trust

Dr. Jan Hendrik Sohl comments on the digital status quo in the insurance sector.

Publication

Insurance: Products of the future

The insurance products of tomorrow need to be more customer-centric and operationally more efficient.

Publication

Process management study 2020

No luxury, but indispensable in the future!

Publication

Digital Pulse Check 4.0

Digital transformation of European banks? In full swing? Or stopped?

Press

zeb European Asset Management Study 2020

Pressure on European asset managers increases.

Press

zeb digital pulse check 4.0

Current study on the status of digitization in European banks.

Press

The Changing Shape of Digital Insurance

InsurTech study by Sparkassen Innovation Hub, id-fabrik and zeb on the transformation of the insurance world.

Publication

European Insurance Study 2020

How the Coronakrise is driving digital insurance sales.

Publication

The changing shape of digital insurance

Interactive study on how the digital insurance world is transforming.

Press

zeb.Retail Banking Study 2020

Retail banking in times of COVID-19 – coping with market pressure, accelerating transformation.

Impulse

First BaFin audit certificate for a bank merger

A zeb team supported the merger of two cooperative banks.

Impulse

Ecosystems for insurance companies – a real opportunity or just another hype?

Customer-centricity with solutions for risk prevention, risk hedging and provisioning.

Publication

Cloud or out

More and more companies are taking the step from limited cloud pilots to a more comprehensive use.

Press

zeb European Insurance Study 2020

COVID-19 pushes digitalization of insurers’ sales channels.

Publication

Cooperative banks: Merging and staying regional

How regionality and and proximity to the customercan be maintained.

Publication

European Asset Management Study 2020

New survey of asset managers with a strong European footprint.

Event

The future of mobile banking in Europe

Mobile banking will become the main field of action.

Interview

The democratization of investment

Wolfgang Becher, Senior Manager, on chances and risks of e-securities.

Publication

Cyber Security

Only with a multidimensional approach do banks have a chance of surviving in the digital threat situation.

Impulse

A spotlight on IT migration projects at insurers

Temporary setbacks are therefore by no means uncommon.

Podcast

Why do current accounts cost money?

Peter Klenk, Partner at zeb and pricing expert, about pricing excellence and everything that can be done wrong, but also right, in this topic.

Podcast

Data analytics and customer activation

Sebastian Brecht, Senior Manager, explains why Sleeping Beauty is more than just a fairy tale for banks and insurance companies in an interview with Julian Hentschel, Consultant.

Publication

European Banking Study 2020, 2nd edition

COVID-19 and expected capital shortfalls for European banks.

Press

Sustainable finance expert Dr. Axel Hesse now at zeb

One of the leading experts on sustainable finance and investments, has joined zeb.

Publication

Turning securities services profitable

How to unlock added value in post-trade operations.

Press

Banks are starting to focus again on making securities services more profitable

Profitability in post-trading operations can be increased by more than 25% through tar-geted measures.

Impulse

Active selling time

New thoughts on an old idea with great leverage

Insight

Sustainability is more than a trend

We need a definition of sustainability.

Publication

European Banking Study 2020, 1st edition

How COVID-19 might affect Europe´s banks.

Publication

COVID-19 accelerates digital transformation

Differentiation and clear customer value propositions are decisive .

Publication

Retail sales: Savings bank

Seizing the opportunities in retail sales.

Press

COVID-19 accelerates digital transformation in the banking sector

Differentiation and clear customer value propositions are decisive for the future viability of business models.

Press

zeb.CFO Study 2020

Banks’ finance executives face ever-widening range of tasks, reducing complexity remains the biggest challenge .

Article

Transformation lever sustainability

More than just fair trade coffee.

Interview

Corporate responsibility is becoming ever more important

zeb is a member of the United Nations Global Compact (UNGC), the largest initiative to foster an inclusive and sustainable global economy.

Publication

Sustainability Study 2020

Rising demand is changing the banking business for good.

Publication

Data Analytics for Financial Services Providers

Data-analytics—or how to find the best uses for data-driven tools.

Impulse

More sustainability in asset management

Suppliers and investors are scrutinized with regard to their handling of sustainability issues.

Interview

Ulrich Hoyer on our sustainability study

„If you fail to embrace stustainability, you risk sustained failure.“

Auszeichnungen

Reputation: zeb is no. 1

First place in the consulting sector according to Focus Money—an acknowledgment of our professional brand work.

Publication

Robotic Process Automation Study

Study and new simulation tool: Check out the potentials of your processes.

Reference

Program “Bank Branch”

The integration of the dealer financing business of MBFS France was a crucial step for MB Bank towards becoming a pan-European credit institution.

Reference

Creating a recovery plan in compliance

Thanks to the efficient cooperation, the team successfully created the plan in a short time and thus laid the foundation for an enhanced total bank management.

Reference

Setup of controlling and risk management in a newly formed bank

With zeb.control, HCBE has implemented a state-of-the-art management model.

Press

Europe’s banks withstand the COVID-19 pandemic

Profits plummet, but capitalization remains stable. Pressure is on some.

Interview

About the true wishes of German bank customers

Jens-Uwe Holthaus, Senior Manager, zeb, on our new sustainability study.

Insight

Automated construction financing for cooperative banks

More about requirements, implementation and savings potential in our video.

Press

European Banking Study 2020

COVID-19 Pandemic keeps a tight hold on Europe’s banks.

Press

European Banking Study 2020

COVID-19 Pandemic keeps a tight hold on Europe’s banks.

Insight

There will be a wave of bankruptcies

There will be a wave of bankruptcies”—what banks should do now.

Publication

Mobile banking for retail banks

Success factors from our current benchmarking.

Publication

Efficient lending processes 2020

Regional banks are still under enormous pressure with their business models. A key lever is to make lending processes more efficient.

Publication

Data Analytics: Activate customers

The zeb customer activation method via data-supported motive identifcation.

Article

Corporate Banking Study 8.0

In the most recent version 8.0, the focus is on corporate banking in the wake of the Covid-19 crisis.

Publication

Insurance Companies: Digital customer interface

Targeted digitalization of customer contact points.

Publication

Pricing Excellence—choosing the right pricing strategy

How to successfully introduce an overall customer pricing system.

Article

core Cooperative Banks: Digital Transformation

How cooperative banks are mastering the digital transformation.

Publication

European Banking Study 2020: the climate edition

Climate change and its impact on banking.

Article

Bankers home alone

Exclusive survey: How ist the financial industry working during the pandemic?

Impulse

Working from home and using personal devices

How to optimally prepare employees for using their own devices in their home office.

Impulse

Setting up an internal social network

Cost-effective and pragmatic solution for internal networking In order to ensure informal communication.

Impulse

Online courses and tutorings

How to ensure high performance and effective leadership at a distance,

Impulse

Virtual Panel Discussion on COVID19

> 200 participants discussed the topic "Stress scenario pandemic"

Impulse

Virtual Teams

Switch immediately, keep going —work and collaborate in virtual teams during a crisis

Article

Study on the German building society sector 2019

It is still way too early to give up on building societies.

Publication

Insurers of the future

"Data Science", "Big Data" and "Data Analytics" are causing a profound technological change in the insurance industry.

Interview

Peter Klett, Chairman of the Board at Weser-Elbe Sparkasse, on transforming the savings bank into an agile organization.

Teaser-Text für Kachel auf anderen Seiten

Press

zeb study: Banks are at the beginning when it comes to agility

Banks have recognized the need for action, but have hardly made any progress in trans-forming their organization.

Interview

How do companies need to change in order to be successful in digital transformation?

Digital transformation is revolutionizing the world—and the market for financial services providers.

Reference

Exploring options for tomorrow

Assess early and shape the future.

Reference

Get ready for the future, go!

Design of a future-oriented business and operating model.

Publication

Agile Readiness Study

Agility—the greatest misunderstanding of our time. Read more about the key findings in our latest study.

Press

zeb ramps up its recruiting activities

Recruiting of 200 consultants all over Europe planned.

Press

New Partners at zeb

zeb appoints Christian Rupp, Sandra Douqué and Paolo Ciccarese as partners. Kai Stefani joined us as a new partner in the middle of last year.

Article

Our take on Barclays PLC

Barclays PLC results: the good, the bad and the interesting.

Press

The financial sector has discovered robotic process automation

Increasing importance of higher quality and efficiency in business processes.

Publication

What´s next for Private Banking?

An industry caught between tradition and new technology.

Publication

CFO Study 2020

CFO-study 2020: Banks’ finance executives face ever-widening range of tasks.

Interview

„We have abolished the traditional line manager role“

At zeb, innovation is not limited to consulting, but can also be seen in the HR department

Reference

A Fintech bank masters its first Bundesbank audit

zeb supported a young Fintech bank in passing an initial examination by the Bundesbank.

Reference

solarisBank relies on zeb for strategic planning and risk management

Event

DKM: 2019

In 2019 the motto of the congress was "Digitization of personal sales".

Impulse

TrendScouting

Keep an overview of relevant developments.

Insight

Ukraine

Location Kyev

Insight

Poland

Location warsaw

Tool

Regulatory Hub

Coping efficiently with the flood of regulations

Press

zeb.European Insurance Study 2019

New perspectives through the targeted use of data science.

Interview

With the zeb method, you reach your goal faster

Interview with Mirko Theine and Josef Schönenberg, zeb insurance experts.

Event

Corporate Banking Day 2019

Corporate Banking of tomorrow

Event

Corporate Banking Day 2018

Ideas, strategies and opinions

Identity

Contact

Unsere Zentrale in Münster, Westfalen

Event

zeb.great women 2019

2019 was the title of our event "Change of perspective in the financial services sector: seeing the (digital) world through different eyes".

Publication

Private Banking Pricing Pulse Check

Service-oriented pricing framework as a lever.

Event

zeb.great women 2018

2018 was the title of our event "Optimal positional play in the financial industry—what is the right tactic?".

Event

Round Table with Dr. Volker Wissing and Dr. Florian Toncar, FDP

zeb.Finanzmarkt-Roundtable Berlin: "Private before State".

Event

Round Table in Düsseldorf with Sven Giegold

Sven Giegold, financial and economic policy spokesman of Bündnis 90/Die Grünen: “Regulate, don’t bureaucratize!”

Event

Round Table in Düsseldorf with Burkhard Balz

Burkhard Balz, Executive Board member of Bundesbank, at zeb: “Big Techs—game changers for the financial industry and payment transactions?”

Publication

Digital: Savings bank

Gradually taking all employees on a journey into the digital future.

Interview

Digital Pulse Check: Three questions to Christina Wirth

There are still no digital leaders among European banks, as our zeb.digital pulse check shows.

Essay

Will insurance companies become superfluous?

Opportunities and implications of using artificial intelligence in the insurance industry.

Press

zeb.great women 2019

New perspectives in the financial sector—zeb.great women network meets for the ninth time.

Event

Round Table in Vienna with Dr. Othmar Karas

Dr. Othmar Karas, Vice President of the European Parliament, at zeb: “New challenges for European financial politics.”

Impulse

Bank robbery 4.0 meets Cyber Security

Banks are increasingly falling victim to bank robbery 4.0.

Impulse

Business models in retail banking - defining the future

There will be seven types of retail bank - and two paths to succeeding.

Impulse

Intelligent automation in banking

Artificial intelligence at work. An interview with a pioneer.

Reference

Overarching stress testing policy

Developing an overarching stress testing policy.

Reference

Future-proof alignment of the regulatory reporting organization

Organizational target image for 2020.

Reference

“CustomerFocus—retail customers”

Developing a cooperative omni-channel customer journey.

Reference

Margin calculation of variable deposits in a zero interest rate enviroment

Dynamic replication portfolio based on a module from the zeb.control product family.

Interview

Interview with Sven Krämer on cyber attacks

This is why banks are such lucrative targets of cyber attacks

Interview

On the significance of banks. Interview with Dr. André Ehlerding

Dr. André Ehlerding on banks and platforms

Interview

Getting digitalization right—how to deal with InsurTechs in insurance business

Wolfgang Essing on big egos and big mistakes.

Reference

Conceptual design of business segment reporting

A crucial step towards integrating internal and external reporting.

Reference

Provider selection

Market sounding in the context of strategic bank management requirements.

Reference

Creation of a target picture for bank management

Standards for risk management.

Reference

Developing a target image for 2020

Further developing the strategic orientation.

Press

Digital pulse check insurance 2019

Insurers are becoming more digital, Evolutionary transformation without quantum leaps, Customers hardly noticing digitalization progress.

Publication

European Banking Study 2019

Profitability remains the core problem of European banks; consistent digitization a success factor.

Press

zeb.Retail Banking Study 2019

Margin pressure vs. customer-oriented realignment—impetus for further development of retail banking.

Publication

Digital Pulse Check Insurance 2019

Europe´s insurance companies have become more digital.

Publication

Digital Pulse Check 3.0

Banks need to win customers over on the digital front

Identity

Consulting approach

zeb understands the entire value chain for the financial services sector.

Insight

Profile and network

zeb and its subsidiaries make up a strong network.

Insight

Corporate mission

We regard ourselves as a partner for change and provoke forward-looking decisions.

Publication

Big Data and Analytics

Big data & analytics is not a necessary evil for financial services, but gains a footing for their economic future.

Publication

European Retail Banking Study 2019

Banks can considerably improve their profitability if they concentrate on their traditional strengths.

Publication

European Asset Management Study 2019

The European asset management industry needs to become more cost-efficient to ensure profitable growth.

Publication

Corporate Banking Study 6.0

In the end, the digitally networked bank wins.

Event

zeb.great women 2017

In 2017 the event was held under the motto "Hard times (still) for the banking industry? Options and paths forward".

Publication

Your way to Pricing Excellence

The greatest lever for an improved profitability of financial institutions

Event

Round Table in Frankfurt with Dr. Jörg Kukies

Dr. Jörg Kukies, State Secretary at the German Federal Ministry of Finance, at zeb: “Europe is better than currently depicted.”

Event

Round Table in Münster with Dr. Patrick Opdenhövel

Dr. Patrick Opdenhövel, German State Secretary of Finance, at zeb: “We need to strengthen the three-pillar model of the banking industry.”

Auszeichnungen

Seal of approval by Stifterverband

zeb receives "Innovative through Research" seal of approval.

Essay

The myth of the new error culture

You don´t have to make a lot of mistakes in order to be successful.

Publication

The European CFO in Financial Services

The CFO as Chief Future Officer—the new role of bank CFOs.

Publication

Towards banking-as-a-service

Cloud-based service models taking over the banking industry.

Press

TABULARAZA by zeb now in Munich

TABULARAZA by zeb now in two locations.

Press

zeb appoints additional managing director

June 17, 2019—Dr. Markus Thiesmeyer joins Prof. Dr. Stefan Kirmße in leading zeb.

Press

European Banking Study 2019

June 4, 2019—Profitability remains key issue for European banks.

Publication

Future: Savings bank

The current market and regulatory changes require decisive action from savings banks.

Publication

Impulse: Savings bank

Together with our clients, we analyze the challenges savings banks are facing in a difficult market environment.

Publication

Connectivity: Savings bank

Digital transformation forces savings banks to evolve their regional business models and to clearly focus on their customers.

Publication

Private Banking in a digital world

Digital transformation is about to shake the world of private banking to its very core.

Article

Private banking services offered by regional cooperative banks

Profitability analysis based on a business case.

Publication

Regional banks facing digitalization, regulatory and low interest rate challenges

How savings banks and cooperative banks remain profitable .

Press

New paths in European retail banking

11. April 2019—New paths to greater profitability in European retail banking.

Publication

Your way to Pricing Excellence, 2nd edition

Pricing is the biggest lever for profitability.

Press

Finance experts from all over Europe in Münster

20. März 2019—17th internal zeb.Uni attracts top-class speakers.

Press

Alarming margin erosion in asset management

14. März 2019—Focus rather than breadth promises success.

Publication

zeb.report insurance

Selected topics and project reports from the insurance industry.

Publication

Accounting for insurance contracts according to IFRS 17

Case study for non-participating contracts.

Publication

Self-development

Sustainable change of teams and cultures.

Event

Financial Market Round Tables

The zeb Financial Market Round Table meetings are part of our regular series of Events.
Participants mainly include chairmen of the boards of banks and insurance companies.

Press

Award for zeb’s Solvency II software

21. Februar 2019—InsuranceERM award for “Best Solvency II Solution” 2018/19.

Press

zeb receives award for its internship program

12. Februar 2019—Industry Winner in management consulting category and Hidden Champion.

Press

HACKNEXT 2019: from March 7–9 in Munich

5. Februar 2019—New ideas for the insurance industry will be rewarded with 15,000 euros worth of prizes.

Press

Two new Partners at zeb

16. Januar 2019—zeb appoints Dr. Marc Buermeyer and Dr. Peter Klenk as partners.

Event

Round Table in Düsseldorf with Dr. Frank Grund

Dr. Frank Grund, BaFin Chief Executive Director, at zeb: “New challenges for supervisory authorities and the industry.”

Event

Roundtable in Düsseldorf with Prof. Dr. Michael Hüther

Professor Dr. Michael Hüther, Director of the German Economic Institute (IW), at zeb: "Given the increasing competition of the systems, only a united Europe stands a chance."

Event

Roundtable in Frankfurt with John Kornblum

Former U.S. ambassador John Kornblum, at zeb: "Europe won’t get anywhere by using outdated formulas."

Event

Roundtable in Frankfurt

Prof. Dr. Joachim Wuermeling, Member of the Executive Board of Deutsche Bundesbank, at zeb: “The financial industry is prepared for a no-deal Brexit.”

Event

Roundtable in Frankfurt with Felix Hufeld

Felix Hufeld, President of the German Federal Financial Supervisory Authority (BaFin), at zeb: “Shaping structural policy is not the purpose of supervision.”

Publication

Risk and preference measurement at credit institutions

Developing a risk-bearing capacity concept.

Publication

Social interaction in securities investments

A behavioral-scientific consideration and empirical analysis of collaborative recommendation systems.

Event

Roundtable in Frankfurt

Dr. Wolfgang Schäuble, German Federal Minister of Finance, at zeb: “We need to preserve the European unity.”

Event

DKM: 2018

In 2018 the motto of the congress was “Quo vadis, InsurTech scene?’

Publication

Building societies today

Challenges and perspectives.

Interview

Climate protection requires social change

Insight

We wouldn’t be able to achieve our sustainability goals if it weren’t for the many small steps

An interview on sustainability in the purchase of energy, products and services with Erika Kauz.

Publication

Mergers of regional credit institutions in Germany

Influencing factors and interdependencies of post-merger integrations.

Insight

Intelligent automation for banks

Find out more about strategy, use cases and robot programming in our video.

Event

zeb.Finanzmarkt-Round Table in Düsseldorf with Dr. Frank Grund

zeb.Finanzmarkt-Roundtable Berlin: "Private before State".

Event

zeb.Finanzmarkt-Round Table in Düsseldorf with Dr. Frank Grund

zeb.Finanzmarkt-Roundtable Berlin: "Private before State".

Event

DKM: 2017

In 2017 the motto of the congress was “(R)evolution of value creation?!”

Publication

Mobile Banking Austria

Success factors from our current benchmarking.

Event

zeb.great women 2016

2016 was the motto of the event "Digital revolution and social market economy: How does it all fit together?".

Press

Location Poland

In the year 2000, the world celebrated the start of a new millennium and we celebrated the opening of our zeb office in Warsaw.

Governance

Paragraphs

G für Unternehmens-steuerung

Wir wollen, dass zeb als Unternehmen verantwortungsbewusst und nachhaltig handelt. In unserem Code of Conduct erläutern wir seit 2015 diese Erwartung, die wir auch an Kunden und Zulieferer richten. Wir stehen über unsere Geschäfte ein für verlässliche Angebotsverfahren, Korruptionsbekämpfung, IT-Sicherheit und transparente Berichterstattung. Seit fast zehn Jahren weiten wir unsere Bemühungen stetig aus.
Seit 2015 sind wir Mitglied im UN Global Compact. Damit verpflichten wir uns den 17 Sustainable Development Goals der UN, die auf eine sozialere und ökologischere Globalisierung abzielen, und verpflichten uns, jährlich über unser unternehmerisches Handeln in den Feldern Markt, Mitarbeitende, Gesellschaft, Umwelt zu berichten.
HIER LINK ZUM zeb@UNGC
Seit 2015 lassen wir auch unser Nachhaltigkeitsmanagement regelmäßig von der Zertifizierungsorganisation EcoVadis überprüfen. 2023 wurden wir mit „Bronze“ ausgezeichnet. Wir gehören damit zu den 50 % der am besten bewerteten Unternehmen in Deutschland – sehen aber deutlich noch „Luft nach oben“. Um immer besser zu werden, zeigt die laufende und detaillierte Überprüfung unserer Projekte genau, wo unser Potenzial liegt.
HIER LOGO EcoVadis

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Slides

Wir helfen Ihnen weiter

Authoritatively seize interoperable mindshare for wireless information. Globally revolutionize process-centric methodologies without just in time.

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Ben Schliebener

Expert

Dietmar Genßler

Senior Manager

Dr. Maria Lünnemann

Senior Consultant

FAQ

Welche Vorteile bietet die Customer Centricity?

Fühlen sich Kundinnen und Kunden von Unternehmen mit ihren Wünschen und Bedürfnissen ernst genommen, werden sie wiederkommen. Sind sie begeistert, werden sie das Unternehmen weiterempfehlen. Die Devise muss also lauten: Wir machen unsere Kundinnen und Kunden zu Fans! Nur so werden Unternehmen heutzutage nachhaltig erfolgreich sein. Die Wege dahin sind vielfältig, wie unsere vier Best Practices [Link] veranschaulichen.

Systematisches Pricing

Viele Institute verfügen nicht über einen systematischen Pricing-Ansatz, was erhebliche Herausforderungen mit sich bringt.

Identify and inform your employees about a home office instruction

Identify the employees and organizational units that absolutely must work on the premises of the bank and inform them of your assessment. Inform all other employees that they should work from home—and as of when this rule applies.

Systematisches Pricing

Viele Institute verfügen nicht über einen systematischen Pricing-Ansatz, was erhebliche Herausforderungen mit sich bringt.

Transformation and Change for Financial Services

Consulting for Financial Services

Insights für Financial Services

ESG für Financial Services

zeb - partners for change

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zeb.Insights & Cases

E für Umwelt

zeb.Insights

S für Mitarbeitende und Gesellschaft

zeb.Insights

G für Unternehmens-steuerung

zeb.Insights

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