Digital euro


A solution looking for the problem?

At present, there is broad political and societal debate surrounding the introduction of the digital euro. As discussions in the European Parliament and with industry stakeholders remain heated and tense, we expect a continuation of the preparation phase over the next two years. While we expect the digital euro to go live no earlier than 2026, we believe that it has a realistic and more-likely-thannot chance of being launched. 


How banks can prepare
Although uncertainties remain, banks can start preparing by:

Exploring the risks and opportunities a digital euro would entail for their current business models.

Assessing the technical impact of introducing digital euro services. The current ECB rulebook update provides initial insights on the proposed technical design and implementation requirements.

Discussing their strategic role with regard to the digital euro and developing initial use cases demonstrating how they can add value to their clients.


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Further reading

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Further reading

zeb is a thought leader in the financial services sector. Below you will find a selection of our current publications.