


Permanent low interest rates, high regulatory requirements, advancing digital transformation and changing customer expectations put the corporate banking business of banks and savings banks under pressure. Even though corporate banking has proven to be a relatively stable anchor for profits over recent years—not least because of the permanently low risk costs—the business models are undergoing major changes:
All this is happening in a market phase in which the market “wallets” are relatively stable, but unlikely to keep growing. Still, all banks and banking groups are planning for growth—sometimes even major growth—particularly in corporate client business, which significantly fuels the competitive environment and margin pressure. Combining the shaping of the necessary transformation process with the operational growth pressure in business segment planning poses major challenges to the responsible parties for corporate banking.
Speakers at the 2018 Corporate Banking Day included: