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The financing solutions offered must not only provide real added value for the customer, but also need to represent a successful business case for the lessor. Thanks to our many years of project experience in the leasing sector, we are well-established experts in all aspects of financial and risk controlling, familiar with the challenges that regularly arise and able to provide solutions for long-term success.
Financial controlling in leasing companies
Risk controlling in leasing companies
Current challenges
Changed refinancing environment: The interest rate level has changed fundamentally, moving away from a phase of low interest rates and back towards a normal state. This results in an increased focus on interest rate and liquidity risks, which have to be managed holistically.
Margin and cost transparency: The transparency regarding the margin and cost situation at segment/customer/product/service level is often insufficient for management purposes. Unprofitable areas cancel out profits from top products. That’s why a transparent overview of margins and costs is especially important in the current environment, which is characterized by a faltering economy, declining demand and increased competitive pressure.
Default risks: Although still at a low level, an increase in defaults can be observed. This necessitates more precise management of the existing portfolio and new business.
Gap between management accounting and financial accounting: Ex‑ante calculations indicating profitable business are often not reflected in the income statement. Well-known reasons for that include outdated input variables in ex‑ante calculations and a lack of backtesting of input variables.
Our offering
Establishment and holistic further development of your financial & risk controlling, including:
State of the control solution: zeb.control
Broad range of training programs on financial & risk controlling in leasing companies, including in cooperation with the Federal Association of German Leasing Companies (Bundesverband deutscher Leasingunternehmen, BdL).
