The future of bank management
A balancing act between various bottlenecks in regional banks
In recent years, regional banks in Germany have been faced with unprecedented challenges. From the pressure of low and negative interest rates to the recent economic turmoils, the banking environment has been changing dynamically. Despite these turbulent times, the German regional banks have proven to be robust, which is reflected in the latest record results.
The 2022 turnaround in interest rates ushered in a turnaround in financial performance and was accompanied by a welcome renaissance of net interest income. However, rising administrative costs and growing credit risk costs are already pointing to new obstacles that need to be overcome. In addition, there are external uncertainties such as economic trade barriers and internal challenges such as the shortage of skilled workers, which is being exacerbated by the retirement of the baby boomers.
Our latest white paper on bank management provides comprehensive insights into these complex challenges and potential solutions. We have examined the critical bottlenecks for regional banks and offer strategic approaches to address them proactively and successfully.
Topics covered in the white paper:
Financial stability: strategic approaches to optimizing capitalization.
Sustainability: integrated solutions for sustainable risk management.
Liability management strategy: hedging against dependencies on interest rates and optimizing the customer interface.
Innovation and data skills: digitalization and innovation to promote competitiveness.
Organisational development: strategies for organization, recruitment of qualified staff and skills development.
