Efficient lending processes 2020

Cover Effiziente Kreditprozesse

Establishing effective processes

Both cooperative banks as well as savings banks are still under enormous pressure with their business models. This is due to market developments resulting from the ongoing low interest rate phase, digitalization and the related innovations as well as increasing regulations. A key lever for counteracting this is to consistently make lending processes more efficient. The zeb study “Efficient Lending Processes ” takes a holistic approach to the issue and highlights both the status quo and initial measures for optimization.

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