German small and medium-sized enterprises – the backbone of the German economy – are under pressure. In an economic situation characterized by high uncertainty and a lack of momentum, corporate insolvencies are constantly reaching new record levels.

Digital twins combine real-time data, simulations and artificial intelligence to create virtual representations of processes, infrastructures or customer systems. But how exactly can digital twins be applied effectively in the financial industry?

The zeb.time gain analysis focuses on a streamlined, anonymized activity survey and an analysis of actual time allocation. Practical insights illustrate how transparency in workflows and bottlenecks is created and how this can lead to actionable improvements in credit processes, organizational structure and leadership culture

How is the structural similarity of banks represented mathematically?