What we do and who we are.

Welcome to zeb consulting, a Germany-based consultancy, specializing in providing strategy, management and IT consulting services exclusively to the financial industry. With over 1,000 dedicated employees, we have established a strong presence across Europe, with offices in Germany, Austria, Switzerland, Scandinavia, Italy, Netherlands, Poland, and the UK. 

Since 2008, we have expanded our reach to Ukraine and have worked closely with top-10 Ukrainian banks on various projects. These projects include market entry strategies, bank-wide strategies covering retail, corporate banking, and SMEs, target business and operating models, governance, product processes, and organizational structures. We also provide expertise in finance, such as bank-wide steering, turn-key implementation of management reporting and cost allocation. Additionally, we offer risk management services for credit, market, and non-financial risks, taking into account both Ukrainian and Western European regulations. Our expertise extends to Asset and Liability Management (ALM), including Balance Sheet Management and the FTP concept. Furthermore, we provide IT services, including IT strategy development, support in implementing core banking systems, data warehousing (DWH), and cloud solutions.

At our consultancy, we understand the unique challenges and complexities faced by banks in today’s dynamic financial landscape. With our extensive industry experience, deep-rooted expertise, and a proven track record, we provide tailored solutions that promote long-term growth and operational excellence for our clients.
Our team of seasoned professionals comprises industry experts, consultants and analysts with in-depth knowledge of the banking sector. We collaborate closely with our clients, developing a thorough understanding of their specific needs, objectives, and market dynamics. This collaborative approach enables us to design and implement strategies in line with our clients’ goals and foster long-term success.

In addition to our core focus on banks, we also extend our consulting services to insurance companies and fintech organizations. 
Recognizing the evolving landscape of the financial industry, we stay at the forefront of emerging trends and technologies, empowering our clients to adapt, innovate, and remain competitive in a rapidly changing environment.

1. Our consultancy encompasses a wide range of services, including:
   Strategy and business model: we assist banks in defining sound strategies and business models that enable them to adapt to market dynamics, capitalize on opportunities, and achieve long-term growth.
2. Finance and risk management: our experts provide comprehensive financial and risk management solutions, ensuring regulatory compliance, optimizing capital allocation, and enhancing risk mitigation strategies.
3. Asset and liability management (ALM): we offer specialized ALM services, helping banks optimize their asset and liability portfolios, manage interest rate risk, and enhance liquidity management practices.
4. IT, operations and digital transformation: with a deep understanding of technology’s role in the financial industry, we guide banks in leveraging IT solutions to increase efficiency, streamline operations, and enhance customer experiences.

As a trusted partner, we are committed to delivering tangible results and exceeding our clients’ expectations. Our success lies in the success of our clients, and we pride ourselves on building enduring relationships based on trust, integrity, and mutual growth.

Impulses for change